Education funding
From creche fees in Ajah to a master's degree in Manchester. We plan every child's education term by term, in naira and in dollars, so fees are ready before the bursar calls.
Inside your education plan
- A fees timeline for each child, nursery to university
- Fees priced with yearly increases and exchange rate assumptions
- Short-term money kept safe, long-term money invested for growth
- Dollar savings for fees abroad
- A yearly check against actual fee letters
From first conversation to steady progress
Every plan follows the same calm sequence, with a second adviser checking each step.
The fees map
Every child, every school stage, with today's fees and likely increases.
Naira and dollars
We split fees by currency and plan dollar savings for anything abroad.
Buckets by date
Fees due in under three years sit in safer assets, the rest is invested.
Term reminders
We flag each payment date early and move money ready for it.
Example: Two children, one going abroad
Secondary school in Lagos from 2028, and university in the UK from 2033 at about $24,000 a year. Plan: N310,000 a month, split between a conservative naira bucket and a dollar savings plan. Example rates and an example exchange rate.
Example rates for illustration only. They are not promised returns: investments can fall as well as rise, and past performance is not a guide to the future.
Education questions
Still unsure?
Do you pay the school directly?
No. Money moves to your own account ahead of each payment date, and you pay the school as usual.
What exchange rate do you use?
An example rate today plus a yearly change you can adjust. We show the range so there are no surprises.
Can grandparents contribute?
Yes. Family members can pay into the education plan, and we show their share in the reports.
What if my child gets a scholarship?
Wonderful. The money stays yours and moves to another goal in the plan.
Other ways we help
Retirement planning
Your pension account is a good start. On its own it rarely pays for the retirement people picture. We work.
Read moreWealth management
Ongoing portfolio advice for families with N2.5 million or more invested. Built around your goals, held in.
Read moreBusiness owners
Company cash sitting idle. Staff pensions handled late. Family money and business money in the same account..
Read moreStart with a planning review
Sixty minutes with an adviser at our Ajah office or on a video call. We look at your goals, your cash flow and what you already own, then write it up. The N25,000 review fee comes off your plan fee if you go ahead.