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Short reads for long-term money
Plain-English articles, guides and tools from the Kestrel advisers. Search or filter by topic.
Articles
Planning against naira inflation without panic
When prices rise fast, it is tempting to do something dramatic. Usually the better answer is quieter: price your goals honestly, then give each one the right home.
Saving for school fees in naira and dollars
School fees are the most predictable big cost a family faces, which makes them the easiest to plan, and the most painful to leave late.
Your RSA, and what should sit beside it
A pension account built from salary contributions is a valuable foundation. For most people, it is not the whole house.
Guides and tools
Plan any goal in five minutes
Our free planner turns a goal into one monthly figure, with inflation and example rates.
Open ToolHow big should your emergency fund be
A calculator built around Lagos costs: rent, fuel, power, data and school fees.
Open GuideWhat kind of investor are you
Five questions and an honest explanation of what each example portfolio holds.
Open GuideIdle company cash, and what to do about it
A short guide for founders keeping large balances in a current account.
Open GuideFees abroad: start with a dollar plan
Why planning foreign fees in dollars is safer than converting at the last minute.
Open GuideWhat advice should cost you
How fee-only advice works, and what to ask any adviser about how they are paid.
OpenNothing matches that search. Try "fees", "school" or "pension", or ask us directly.
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Every article starts with a client question. If something puzzles you, it probably puzzles others too.
Who writes the articles?
Our advisers, checked by a second adviser, just like client plans.
Is this advice?
No. Articles are general information. For advice on your situation, book a review.
Can I share articles?
Yes, please share them with family and friends.
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