West Africa
₦6,500a month, from
- Up to 7 days, extra days from ₦450
- Medical and bags
- Ideal for Accra, Lomé and Cotonou trips
Age 46
Chapter: Family trips, from age 46
Travel cover
Medical emergencies, lost bags and cancelled flights covered for business trips, summer holidays and visiting children studying abroad. A letter for your visa application in minutes.
From ₦6,500 a tripexample
Why it matters here
Travel cover for how life really works in the South West
A hospital bill abroad can cost more than the whole trip. Travel cover is small next to a ticket, and many embassies ask for it with the visa application anyway.
- 01
Emergency medical
Hospital care abroad up to the equivalent of ₦150m, paid directly to the hospital.
- 02
Evacuation home
Medical flight home when your doctor and ours agree it is needed.
- 03
Cancelled or cut short trips
Non refundable costs if you cancel for a covered reason, such as a family bereavement.
- 04
Lost and delayed bags
Essentials if your bags are delayed over 12 hours, and replacement if lost.
- 05
Missed connections
Hotel and new tickets after a delay you could not control.
- 06
Help line
A 24 hour help line in English with a callback from our Ibadan team.
Price a trip
Example rates for this demo, not an offer. A person on the team checks every quote before cover starts.
Get my full quotePlans
Three ways to be covered
Prices are example monthly amounts from our rate card. Pay monthly, quarterly or yearly by card, transfer, direct debit or POS at any branch.
Most chosen
Europe and UK
₦18,000a month, from
- Up to 7 days, extra days from ₦1,200
- Visa letter in minutes
- Cancellation cover
Worldwide
₦26,000a month, from
- Up to 7 days, extra days from ₦1,800
- Includes the Americas
- Business equipment cover
Claims
How a travel claim moves
Every step shows in your account, with the name of the person handling it.
- Abroad
Call the help line
Before you pay any big bill, call the help line or WhatsApp our travel desk.
- Same day
We guarantee payment
We confirm cover with the hospital so you are not asked for a deposit.
- Back home
Claim smaller costs
Upload receipts for bags, delays and small medical bills.
- Day 7
Paid
Paid in naira to your account at the day's example rate.
I visited our daughter in Leeds and twisted my ankle at the station. The help line called the clinic before I reached it.
Honest limits
What this cover does not do
Read these before you buy. The full policy wording is in your account and at every branch.
- Trips booked against medical advice
- Travel to areas your government advises against
- Adventure sports unless you add them
Questions
Travel cover, answered
Is the policy accepted for visa applications?
We issue a cover letter with the dates, sums and our 24 hour contact, the details most visa offices ask for. Check your embassy's current list.
Can I cover a whole year of trips?
Yes. Our yearly plan covers any number of trips up to 45 days each, from ₦95,000 a year (example).
Are older travellers covered?
Yes, up to 80 with a short health questionnaire from age 70.
My child studies abroad. Can you cover them?
Yes, with a student plan for the whole academic year.
Next on the timeline
People with this cover often add
Ready to cover your family trips?
A quote takes two minutes, and a person on the team checks it before your cover starts.