Bronze
₦8,500a month, from
- Primary care and tests
- Telemedicine, day and night
- 120 partner clinics
Age 22
Chapter: First salary, from age 22
Health plans
Care at 240 partner hospitals and clinics across the South West and Abuja, booked through one card on your phone. Plans for one person, couples and families.
From ₦8,500 a monthexample
Why it matters here
Health cover for how life really works in the South West
Most families still pay for hospital visits in cash at the counter. A health plan spreads the cost into a small monthly amount, so a malaria test, an antenatal visit or a night on a drip does not wait until payday.
- 01
General practice and specialists
Consultations, referrals and follow ups at partner hospitals.
- 02
Tests and scans
Laboratory tests, X ray and ultrasound, with limits shown in your plan.
- 03
Maternity
Antenatal care, delivery and postnatal checks on Silver and Gold, after a 10 month wait.
- 04
Hospital stays
Ward stays and surgery, with a semi private room on Gold.
- 05
Eyes and teeth
Yearly eye test and dental check on Silver, glasses allowance on Gold.
- 06
Telemedicine
Speak to a doctor by phone, day or night, on every plan.
Price a health plan
Example rates for this demo, not an offer. A person on the team checks every quote before cover starts.
Get my full quotePlans
Three ways to be covered
Prices are example monthly amounts from our rate card. Pay monthly, quarterly or yearly by card, transfer, direct debit or POS at any branch.
Most chosen
Silver
₦18,000a month, from
- Bronze plus specialists and scans
- Maternity after 10 months
- Dental and eye checks
Gold
₦36,000a month, from
- Silver plus semi private rooms
- 240 partner hospitals including Abuja
- Glasses allowance
Claims
How a health claim moves
Every step shows in your account, with the name of the person handling it.
- Step 1
Show your card
Your digital card works at the front desk. No cash deposit at partner hospitals.
- Step 2
Hospital gets approval
The hospital requests an approval code. Most codes are issued within 30 minutes.
- Step 3
Treatment
You receive care. Anything outside your plan is explained before it is done.
- Step 4
Feedback
We ask how it went. Poor experiences are followed up with the hospital.
I added my mum to our Silver plan in March. Her checks at the clinic in Challenge are now booked from the app, no queue for a card.
Honest limits
What this cover does not do
Read these before you buy. The full policy wording is in your account and at every branch.
- Cosmetic treatment
- Care outside the partner network, except emergencies
- Conditions that started before the plan, for the first 12 months (we explain each one at sign up)
Questions
Health cover, answered
Can I pick my own hospital?
Yes. Choose a primary hospital from the partner list when you join, and change it once every three months.
What happens in an emergency?
Go to the nearest hospital. We cover emergency care for the first 24 hours anywhere in Nigeria, then move you into the network if needed.
Are my parents eligible?
Yes, up to age 75 on Silver and Gold, with a health questionnaire.
Does a plan promise any treatment result?
No plan can promise a result. We pay for the covered care your doctor recommends, within the plan limits.
Next on the timeline
People with this cover often add
Ready to cover your first salary?
A quote takes two minutes, and a person on the team checks it before your cover starts.