Life stage planner
Where are you in the story?
Tick what is true for you today. The planner suggests cover in the order most people need it, with example monthly prices and the bundle discount.
2 minutesto a plan
Your suggested cover
Example total₦0a month
Bundle discount of 10 percent included
Example prices for this demo. A person on the team will check the plan with you before anything starts.
The chapters
What each stage usually needs
- 22
Your first salary
A payslip, a self contain in Bodija and a mother who calls every Sunday. What could go wrong: one malaria admission can eat a month's pay.
- 27
Your first car
A used saloon for the drive to work along Ring Road. What could go wrong: a scrape at iwo road, a flood at apete, a thief at night.
- 29
Marriage
Two families, one aso ebi, and a promise to look after each other. What could go wrong: one income now carries two lives.
- 31
Your first child
Antenatal visits, a naming ceremony and a whole new budget. What could go wrong: school fees start sooner than anyone expects.
- 35
A home of your own
Block by block, the house at Akobo finally has a roof. What could go wrong: fire, a burst pipe or a surge on the estate line.
- 40
Your own business
A shop in Bodija market and three staff who depend on you. What could go wrong: a market fire or a burglary in the night.
- 46
The school fees years
Three children, three schools, one university offer letter. What could go wrong: fees continue even if you cannot work.
- 60
Retirement
The garden, the grandchildren and an income on the 25th. What could go wrong: savings must last twenty years or more.
We started with one car policy in 1994. Now my daughter has her own home cover with the same branch manager.
Questions
Planning ahead
Do I need everything the planner suggests?
No. It shows what most people in your situation choose. Start with the one that would hurt most to lose, usually health or life cover.
Can I change cover when life changes?
Yes. Marriage, a birth or a new home are moments to review. Add life cover at those moments without new medical questions.
Is the planner advice?
It is a guide with example prices. A person on the team will talk it through with you before you buy.
Can my spouse and I share one account?
Yes. Joint accounts show every policy for the household in one place.
Talk it through with a person
Book a 20 minute call with an adviser, in English, Yorùbá or Pidgin.