Nursery and primary
₦15,000a month, from
- About ₦150,000 a term target
- Fee guarantee included
- Paid to the school directly
Age 31
Chapter: First child, from age 31
Education plan
Save monthly towards school fees from nursery to university, with cover that keeps paying the fees if you cannot. Fees are paid straight to the school every term.
From ₦15,000 a monthexample
Why it matters here
Education cover for how life really works in the South West
School fees rise most years and arrive three times a year. An education plan turns those three large bills into steady monthly saving, and guarantees the child stays in school if a parent dies or becomes disabled.
- 01
Termly fee payments
Paid directly to the school, nursery to university, inside Nigeria or abroad.
- 02
Fee guarantee
If the paying parent dies or is disabled, we keep paying the planned fees to the end of the plan.
- 03
Example growth
Savings earn an example rate set each year, shown in your yearly statement. Not promised.
- 04
Flexible start
Begin at birth or at any age, and change the target when the child changes school.
- 05
Two parents, one plan
Both parents can be covered, so the plan continues whoever is affected.
- 06
University top up
A one off payment for the first year's accommodation and laptop.
Plan the school fees
Example rates for this demo, not an offer. A person on the team checks every quote before cover starts.
Get my full quotePlans
Three ways to be covered
Prices are example monthly amounts from our rate card. Pay monthly, quarterly or yearly by card, transfer, direct debit or POS at any branch.
Most chosen
Secondary
₦32,000a month, from
- About ₦350,000 a term target
- Both parents covered
- Yearly example statement
University
₦58,000a month, from
- Fees plus first year top up
- Inside Nigeria or abroad
- Change schools freely
Claims
How a education claim moves
Every step shows in your account, with the name of the person handling it.
- Each term
School invoice
Upload the school's invoice or let the school send it to us.
- Within 5 days
We pay the school
The fee is paid directly, and you get a copy of the receipt.
- If the worst happens
Guarantee starts
We confirm the claim and keep paying the fees to the planned end.
- Every January
Statement
See what you saved, what was paid and the example rate applied.
Our twins started JSS1 in September. The fees were paid before the bursar's office opened, and the receipt came to my WhatsApp.
Honest limits
What this cover does not do
Read these before you buy. The full policy wording is in your account and at every branch.
- Withdrawals in the first two years reduce the guarantee
- Fees for schools outside the plan's country list
- Missed contributions over three months pause the guarantee
Questions
Education cover, answered
What if we move the child to another school?
No problem. Tell us the new school and the fees, and we adjust the monthly amount if needed.
Is the growth guaranteed?
No. The rate is an example set each year and shown in your statement. The fee guarantee on death or disability is separate and is fixed.
Can grandparents pay into it?
Yes. Anyone can pay into the plan, and they can see payments if you give them access.
What if I stop paying?
After three missed months the guarantee pauses. Your savings stay in the plan and can be restarted.
Next on the timeline
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Ready to cover your first child?
A quote takes two minutes, and a person on the team checks it before your cover starts.