Compare plans
Side by side, in plain words
The main plans for motor, health and life, compared on the things people ask about most. Tables scroll sideways on a phone.
3plans per cover
Motor
Which motor plan?
| Feature | Third party | Fire and theft | Comprehensive |
|---|---|---|---|
| Example price | ₦15,000 a year | 1.2% of value a year | 3.5% of value a year |
| Injury to others | Yes | Yes | Yes |
| Damage to other cars | Up to ₦3m | Up to ₦3m | Up to ₦10m |
| Your car stolen or burnt | ·No | Yes | Yes |
| Your car in an accident | ·No | ·No | Yes |
| Flood damage | ·No | ·No | Yes |
| Free tow | ·No | Yes | Yes |
| Courtesy transport | ·No | ·No | On Plus |
Health
Which health plan?
| Feature | Bronze | Silver | Gold |
|---|---|---|---|
| Example price per person | ₦8,500 a month | ₦18,000 a month | ₦36,000 a month |
| Partner hospitals | 120 | 180 | 240 |
| Telemedicine | Yes | Yes | Yes |
| Specialists | ·No | Yes | Yes |
| Scans | X ray only | Yes | Yes |
| Maternity | ·No | After 10 months | After 10 months |
| Dental and eyes | ·No | Checks | Checks and glasses |
| Room | Ward | Ward | Semi private |
Life
Which life plan?
| Feature | Starter | Family | Family Plus |
|---|---|---|---|
| Example price | ₦2,100 a month | ₦6,800 a month | ₦14,200 a month |
| Cover | ₦5m | ₦25m | ₦60m |
| Funeral advance | ₦500,000 | ₦1m | ₦1m |
| Disability | ·No | Yes | Yes |
| Critical illness | ·No | ·No | Yes |
| Medical exam | Rarely | Over 45 | Over 45 |
Quick guide
If you only read one thing
- Car under ₦3m
Fire and theft is often enough
Repairs on an older car can cost more than the comprehensive premium saves.
- Car over ₦8m
Choose Comprehensive
One accident would cost more than years of premiums.
- Planning a baby
Silver health, now
Maternity cover starts after 10 months, so join early.
- Anyone depends on you
Family life
It costs less than most data plans.
Questions
Comparing
Why are prices examples?
This is a demo site. A real quote depends on your details.
Can I switch plans mid year?
Yes, upgrade any time. Downgrades take effect at renewal.
Found the one?
Get a quote for it in two minutes.