HMOs and insurance
Your HMO confirmed before you sit down.
We work with most HMOs in Akwa Ibom, national plans and company schemes. Check your cover below, then bring your card.
Cover checker
Check what your plan usually covers.
Example plans and example results. Your HMO always has the final word.
How it works
Four steps at the desk.
Show your HMO card
Or your enrolment number and a photo ID. We scan it into your record once.
We confirm your cover
Usually inside ten minutes. You wait in comfort, not at the counter.
Pre-authorisation if needed
For scans, surgery and maternity our HMO desk requests the code for you.
You pay only the balance
Any co-payment or uncovered item is shown before you are seen.
HMO desk
Monday to Saturday, 7:30am to 7pm, on the ground floor of Avenor Tower. Out of hours, Emergency handles HMO checks.
10 minCompany schemes
Employers in Uyo, Eket and Ikot Ekpene use Avenor for staff care and pre-employment checks.
Travel insurance
Visitors with international cover can be seen, and we send claims directly where the insurer allows.
No HMO?
Pay at our published example rates by POS, card, bank transfer or a Receivly link. Ask about maternity and surgery instalment plans.
Questions
About HMOs.
My HMO is not listed. Can I still use it?
Probably. The list above is a sample. Call the HMO desk with your plan name and we will check.
What is a co-payment?
A part of the bill your plan asks you to pay yourself. We show it before you are seen.
Can you change my HMO hospital to Avenor?
Your HMO does that. We can give you a letter with our details to make it quicker.
Ready when you are
Book online in about two minutes, chat with our assistant, or walk in. Our care desk takes it from there.