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A smiling family of three posing together

Cover for the life you have built in Lagos.

Motor, home, health, travel, business and life insurance from a Yaba company that has paid Lagos claims since 1998. Clear example premiums, a real person on the claims line at 2am.

What would you like to cover?

86,000policies in force
11,480claims decided in 2025
6 daysaverage motor claim decision
28years in Yaba

Example figures for this demo.

Red tail lights of a car at night

Motor insurance

Motor cover that knows Third Mainland at rush hour

Third party, fire and theft, or comprehensive cover for private cars, ride-hailing drivers and small fleets, with 24-hour towing across Lagos.

From ₦15,000 a yearExample premium

A house in the dark with its roof lit

Home insurance

Your home, your things, your peace of mind

Buildings and contents cover for owners, renters and landlords, with flood, burglary and power-surge damage included as standard.

From ₦3,500 a month, ₦3m of contentsExample premium

A group of nurses in uniform standing together

Health plans

Health plans with hospitals you can actually reach

Individual, family and staff plans run with our HMO partners, with clinics in Yaba, Surulere, Ikeja and Lekki and a 24-hour nurse line.

From ₦14,000 a month, per adultExample premium

Signature

A quote in four steps

About two minutes, on any phone. The result is an example premium; an adviser confirms it before cover starts.

  1. 01

    Choose the cover

    Car, home, health, travel, business or life.

  2. 02

    Tell us the basics

    Value, age, area. No documents yet.

  3. 03

    Pick your options

    Excess, add-ons and how you pay.

  4. 04

    See your example premium

    With every line explained. Pay the first month through Receivly, or save it for later.

Example result

Comprehensive motor, 2019 saloon worth ₦8,000,000, Yaba, private use

₦24,500 a month

  • Base cover₦23,330
  • Flood damageIncluded
  • Courtesy car₦1,500
  • Tracker discount−₦330
Start your quote
A rainy night street reflecting lights

Claims

When the worst happens at 2am, a person answers.

Our claims line is staffed day and night by people in Yaba. Start with a call, a WhatsApp message with photos, or the online claim form.

+234 800 000 0163

  1. 1Tell us what happened
  2. 2Send photos and a reference
  3. 3An assessor or adjuster reviews it
  4. 4We decide against your policy terms and explain why

Our record

How we decided claims last year

Share of claims approved in full or in part in 2025, by cover type. Example data for this demo.

When we decline a claim, we write to you in plain English with the policy clause, and you can ask for a review by a manager who did not make the first decision.

Past figures describe past claims. They are not a promise about any future claim.

A woman in a red headscarf smiling at a market

My shop flooded in the July rains. They came the next morning, counted the damaged stock with me and explained what the policy covered and what it did not. No surprises.

Ngozi, example client, Yaba market

Visit

Come and see us in Yaba

Colleagues working together in an office

Head office and walk-in centre

9 Herbert Close, Yaba, Lagos (example address). Ten minutes from the Yaba bus stop, with parking behind the building. Walk in to buy cover, make a claim or pay by POS.

Weekdays
08:00 to 17:00
Saturday
10:00 to 14:00
Claims line
24 hours

Two minutes to an example premium

Choose your cover, answer a few questions and see the price with every line explained.

Get a quote
Get a quote