Single trip
₦18,500
a trip, one week in Europe
- Visa-ready certificate
- Emergency medical
- Delays and lost bags
- Ages up to 70
Bulwark Travel insurance
Travel cover for visas, studies and the journey home
Single trips, yearly cover, study abroad and pilgrimage plans, with medical cover, delays and lost bags, and a certificate ready for your visa interview.
Single tripfrom ₦18,500
Study abroadfrom ₦210,000 a year
Certificatesame day
Travel insurance
What is covered
Emergency medical
Up to the equivalent of ₦150,000,000 abroad, depending on the plan.
Delays and missed flights
Meals and a hotel when your flight is delayed by more than 6 hours.
Lost bags
Up to ₦1,200,000 for bags lost or delayed for more than 12 hours.
Bringing you home
Medical evacuation and the journey home if you fall ill.
Stolen passport
Costs of an emergency travel document and extra nights.
Cancellation
Non-refundable costs if you must cancel for a covered reason.
Prices
Plans and example premiums
Three ways to buy. Every plan includes the 24-hour claims line and a named adviser.
Study abroad
₦210,000
a year
- Medical cover in your country of study
- Parent visit if hospitalised
- Study interruption
- Laptop cover
Pilgrimage
₦32,000
per journey
- Medical cover on the journey
- Group plans for associations
- Lost documents
- Return of family members
Example premiums for this demo. A real premium depends on underwriting, and cover is always subject to the policy terms. We assess every claim against those terms and never promise a payout in advance.
Local know-how
Ready for the embassy
Your certificate arrives by email and WhatsApp the same day, in the format embassies ask for.
If your visa is refused, we refund your premium in full when you send the refusal letter.
Associations travelling together get one group policy and one coordinator.
Talk to an adviserStraight talk
What is not covered
We would rather you know now than find out on the day you claim.
- Trips booked against a doctor's advice
- Extreme sports unless added
- Travel to countries under a government travel ban
- Losses you do not report to local police within 24 hours
This is a summary. The full list is in the policy wording, which we send before you pay.
Extras
Optional add-ons
| Add-on | Example price |
|---|---|
| Winter sports | ₦9,000 a trip |
| Business equipment | ₦6,500 a trip |
| Over 70s | priced on request |
| Family of four | from ₦55,000 a trip |
Claims
If you need to claim
- 01
Call the emergency assistance number on your certificate
- 02
The assistance team arranges a hospital and pays it directly where possible
- 03
For bags and delays, send receipts and the airline report on WhatsApp
- 04
Claims are assessed against your policy terms when you are home
FAQ
Questions
Can I buy cover after I have left?
Only before you travel. Cover bought after departure starts after a 72-hour waiting period.
Do you cover pre-existing conditions?
Some stable conditions are covered if you tell us when you buy. Ask an adviser.
Is the price in naira?
Yes. You pay in naira; claims abroad are settled in local currency where needed.
Keep exploring
Related cover
Price your travel cover
Four steps and about two minutes. Pay the first month through Receivly if you are happy.