Bulwark Compare plans
Compare plans side by side
Health and motor plans laid out line by line, so you can see exactly what each level adds before you choose.
Comparison
Side by side
Tap a tab to switch. On a phone, swipe the table sideways.
| Feature | Bronze | Silver | Gold |
|---|---|---|---|
| Monthly example premium | ₦14,000 | ₦26,000 | ₦48,000 |
| Primary care | Yes | Yes | Yes |
| Specialists | No | With referral | With referral |
| Hospital room | Ward | Ward | Private |
| Maternity | No | After 12 months | After 12 months |
| Dental and optical | No | Check-ups | Check-ups and lenses |
| Hospitals in Lagos | 90 | 120 | 140 |
| Annual health check | No | No | Yes |
| Feature | Third party | Fire and theft | Comprehensive |
|---|---|---|---|
| Example premium | ₦15,000 a year | ₦45,000 a year | ₦24,500 a month |
| Injury to others | Yes | Yes | Yes |
| Damage to others' property | Yes | Yes | Yes |
| Theft of your car | No | Yes | Yes |
| Fire | No | Yes | Yes |
| Damage to your own car | No | No | Yes |
| Flood damage | No | No | Yes |
| Towing | No | Yes | Yes |
Example premiums for this demo. A real premium depends on underwriting, and cover is always subject to the policy terms. We assess every claim against those terms and never promise a payout in advance.
Guidance
Which is right for you
Driving an older car?
Third party, fire and theft is often enough for a car worth under ₦3,000,000.
Newer car or a loan?
Comprehensive cover is usually required by your lender, and covers flood damage.
Young and healthy?
Bronze covers everyday care. Add Silver when you plan a family.
Family with children?
Silver adds specialists and maternity; children cost from ₦7,500 a month.
Advice
Still deciding
An adviser can look at what you already have, what you can afford and what you are worried about, and suggest one plan. There is no charge for advice and no pressure to buy on the call.
FAQ
Comparison questions
Can I switch plans later?
Health plans can move up at renewal, or mid-year after a waiting period. Motor cover can be upgraded at any time.
Are these the only plans?
For individuals, yes. Companies can design group plans with an adviser.
Seen the one you want?
Start a quote with that plan selected.