Agric / 29 October 2026
Harvest-timed loans reach 6,000 Plateau farmers
Repay after you sell, not before. The agric input loan has grown twenty times since 2014.
Jos, 29 October 2026
Example figures for this demo.
Ardent’s agric input loan now reaches 6,000 farmers across Plateau, up from 300 potato farmers in Bokkos when it began in 2014.
The loan pays for seed, fertiliser, agrochemicals and labour, mostly directly to agro-dealers, and is repaid in one sum after the harvest is sold.
Eighteen field officers visit each farm before approval and twice during the season. Weather and price alerts reach farmers by SMS in Hausa and English.
“My loan came in April, my potatoes sold in September, and I paid on the same day.”
Irish potato remains the largest crop financed, followed by tomato, maize and, this year for the first time, ginger in the southern part of the state.
Repayment this season stands at 97 percent in this example. Where weather damaged crops, loans were restructured rather than penalised.
Farmer groups of five or more can borrow together at a lower example rate, and women now make up 41 percent of borrowers.
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