Personal / Cards
Cards you control from your phone
Freeze a card in a second, set a daily limit, and turn online or overseas payments on and off. Try the controls below.
Debit and credit Freeze in a second *000*5# to freeze
01 / Try it
Card controls
Example card for this demo.
Card controls
Freeze card
Stops every payment at once
Stops every payment at once
Online payments
Shopping and subscriptions
Shopping and subscriptions
Payments abroad
Turn on before you travel
Turn on before you travel
02 / Cards
Choose a card
| Card | Fee | Limit | Good for |
|---|---|---|---|
| Everyday debit | ₦0 to issue | Up to ₦1m a day | Daily spending, ATMs, POS |
| Grow debit | ₦0 | Up to ₦200k a day | Savers who want a card |
| Ardent credit | ₦1,000 a month | From ₦300k | Salaried customers, 45 days interest free |
| Business debit | ₦500 a month | Set by signatories | Staff spending with limits |
Example fees and limits for this demo.
03 / Lost card
Lost your card?
Freeze it now
Dial *000*5# or use the app. It takes a second.
Collect a new one
Any branch, next working day, ₦1,500 (example).
Check your account
Report any payment you do not recognise on our AI line.
Questions
Questions people ask
Can I use my card abroad?
Yes, once you turn on payments abroad. Foreign transactions use our example card rate shown on the exchange rates page.
What is the contactless limit?
₦15,000 per tap without a PIN (example). You can lower it in the app.