Personal / Ardent Grow
Ardent Grow savings
Savings that happen by themselves. Set a rule, set a goal, and earn interest every month at an example rate of 12 percent a year.
01 / Goal calculator
How much to save each month
Pick a goal and a date. We will work out the monthly amount.
Example rate 12 percent a year, paid monthly.
Save each month, example
₦0
02 / Rules
Savings rules that work for you
Save on payday
Move a percentage of every salary, the day it lands.
Round up spending
Every card payment rounds up to the next ₦100 and saves the change.
Save with an agent
Hand cash to your Ardent agent on market day; it lands in Grow.
Lock a goal
Lock savings until a date for a bonus 1 percent (example).
03 / Family
Save for someone else
Open a Grow account for a child or grandchild and pay into it from anywhere in Nigeria. When they turn 18, it becomes theirs with a Youth account and a card.
- No minimum balance
- Statements by SMS or email
- Gift transfers from relatives abroad
Questions
Questions people ask
Is the 12 percent rate guaranteed?
No. It is an example rate for this demo. Real rates can change, and we would tell you in advance.
Can I withdraw at any time?
Yes, except from locked goals before their date.
Is interest taxed?
Withholding tax of 10 percent applies to interest, deducted before it is paid.
Next
Start a Grow account
Open it in the chat, online or at a branch.