Personal / Everyday current
Everyday current account
Pay, get paid and move money with no monthly fee. A debit card the same day and 20 free transfers a month.
01 / Included
What you get
No monthly fee
Keep any balance, even zero.
Free transfers
20 transfers a month to any Nigerian bank, then ₦10 each (example).
Same-day card
Collect your debit card before you leave the branch.
Salary advance
Up to half your salary after three months, repaid on payday.
Free SMS alerts
For every credit and debit, at no charge.
Cheque book
On request, for landlords and schools that still ask.
02 / Fees
Charges, plainly
| Item | Charge |
|---|---|
| Monthly maintenance | ₦0 |
| Transfers, first 20 a month | ₦0 |
| Transfers after 20 | ₦10 each |
| Card issuance | ₦0 |
| Card replacement | ₦1,500 |
| Cheque book, 25 leaves | ₦3,000 |
Example charges for this demo.
03 / How to open
Three ways to open
In the chat
Tap the chat button, choose Everyday current and pay the opening deposit of ₦5,000 into your own new account.
Online
Use the open an account page. It takes about five minutes.
At a branch or agent
Bring your ID and BVN. The account and card are ready in ten minutes.
- Valid ID
- BVN
- Passport photograph
- Proof of address for cheque books
Questions
Questions people ask
Can I receive my salary into Everyday?
Yes. Give your employer your account number and our sort code from the app.
How does salary advance work?
After three salaries, you can draw up to half your monthly salary in the app. It is repaid automatically on payday, with a fee of 2.5 percent (example).
Can I close the account?
Yes, at any branch, with no closing fee.
Next
Open Everyday in ten minutes
Online, in the chat or at any branch.