Home / Payment plans
Paying for your homeA plan you can explain to your family
Pay 30% on contract and the rest over up to 24 months. Every payment has a receipt, and title releases on the final instalment.
We have never added a hidden charge to a plan. Ask any phase 1 owner.
Instalment calculator
Pick a length
| Plan | Deposit | Then | Charge |
|---|---|---|---|
| Outright | 100% | Nothing | 3% discount |
| Short | 30% | Up to 6 months | None |
| Standard | 30% | Up to 12 months | None |
| Long | 30% | Up to 24 months | Fixed 7.5% on the balance |
| Diaspora | 40% | Up to 24 months in naira, dollars or pounds | Fixed 7.5% |
Example rates for this demo, not a loan offer.
What you sign and what you get
The contract, the plan and the receipts tell the same story. Your lawyer gets copies of everything.
Reservation receipt
When you hold a home or plot through Receivly or at the sales gallery.
Contract of sale
Price, plan, handover date and what happens if either side is late.
Monthly receipts
Each instalment, with the running balance, in your customer area and on WhatsApp.
Deed of assignment
Prepared on the final payment and registered with the state.
Handover pack
Keys, warranties, as-built drawings and your residents' app login.
About paying
How do I pay instalments?
From your customer area through Receivly by card or transfer, by standing order, or by POS at the sales gallery.
What if I miss a payment?
Call us. We can move a payment once a year. After 60 days overdue, the contract sets out the next steps clearly.
Can I pay off early?
Yes, at any time, with no penalty. On the long plan the 7.5% charge reduces in proportion.
Do you work with mortgage lenders?
Two lenders have approved the estate. The sales desk introduces you, and the lender decides on the loan.
Talk it through
Sit with Obinna's team for 30 minutes, in person or on a video call.