Salary advance
Payday is far. School resumes on Monday.
Up to half of your net monthly pay, in your account within 24 hours, repaid automatically when your salary lands. For staff of employers on our payroll scheme.
- Within 24 hours
- No guarantor
- Repaid on payday
Key facts
What you need to know.
Example rates and fees for this demo, not an offer.
Who can apply
Is it for you?
- Your salary is paid into a Harvestfield account
- Or your employer has a payroll agreement with us
- At least three months with your current employer
- No other salary advance outstanding
What to bring
Your documents.
- Valid ID card and BVN
- Passport photographs, two
- Last two payslips
- Staff ID card
How much could I get?
Your example advance.
Enter your net monthly pay, after tax and pension. We show the most you could take and what comes off your next salary.
Example: 4% one off fee. Example rates for this demo.
Apply for this amountIn real life
Quick, on your phone.
The school fees came two weeks before salary. I applied at 9am and the money was in my account before closing time.
Apply
Request a call from a loan officer.
Fill this in and a loan officer will call within one working day to book your visit or confirm your advance.
Thank you, we have your request.
A loan officer will call you within one working day. Keep your BVN and ID ready.
Questions
Questions people ask
If your salary is paid into a Harvestfield account for three months, yes. Otherwise, ask your HR team to contact us about a payroll agreement.
You can take a new advance once the last one is repaid. We may limit how often to protect you from a cycle of debt.
Tell us. If your employer delays salaries, we wait. There is no late fee when the delay is your employer's.
Yes, for staff of state and local government employers on our payroll scheme.
Walk in with your BVN. Walk out with an account.
Bring a valid ID, your BVN and a utility bill. Most accounts open in under twenty minutes at any branch, or an agent can open one for you at your shop.