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About us

Started in the market. Still in the market.

Harvestfield began as a traders' savings cooperative in Onitsha Main Market. Twenty years on, we are a licensed microfinance bank owned largely by the people we serve.

  • Founded 2006
  • Owned by 3,000 shareholders
  • Anambra and Delta
A farmer tending green crops in a field
Customers48,000and growing
Loans last year₦6.2bnto 14,000 businesses
Repayment rate97%on time
Women borrowers61%of all loans

Example figures for this demo.

Our story

Twenty years, one market at a time.

  1. 2006

    A cooperative becomes a bank

    A group of Main Market traders turn their savings cooperative into a licensed community bank.

  2. 2011

    Ajo Plus

    Daily collection with handheld terminals replaces paper cards.

  3. 2016

    Branches across Anambra

    Nkpor, Awka and Nnewi open. Loans pass ₦1 billion in a year.

  4. 2021

    Agent banking

    The first 50 agents start work in markets and motor parks.

  5. 2026

    48,000 customers

    Six branches, 220 agents and a new office in Asaba.

A woman carrying her baby on her back
A woman carrying packaged goods on her head along a busy street

What we believe

Three things we will not change.

01

Respect for small money

A ₦500 deposit gets the same welcome as ₦5 million.

02

Lend to grow, not to trap

We size loans to what your business can carry.

03

Stay close

Branches in markets, agents at junctions, officers who visit.

Leadership

The team.

Chinwe Okafor

Managing director

Obinna Eze

Head of credit

Ngozi Anyaoku

Head of savings and agents

Emeka Udeh

Chief finance officer

Names are examples for this demo.

A man walking beside his bicycle on a quiet road

In the community

Beyond banking.

Every year we run free bookkeeping classes for market women in partnership with trader associations, sponsor apprentices at the Nnewi motor spares market and fund two scholarships at a local secondary school.

  • 1,200 traders trained in simple bookkeeping
  • 40 apprentices sponsored since 2019
  • Flood relief loans with a three month pause

Walk in with your BVN. Walk out with an account.

Bring a valid ID, your BVN and a utility bill. Most accounts open in under twenty minutes at any branch, or an agent can open one for you at your shop.