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Personal cover

Insurance for the life you have built.

Your car, your health, your home and the people who depend on you. We find the right policy from twelve insurers and explain exactly what it covers.

  • Compare 12 insurers
  • Monthly payments
  • Claims support included
A group of family members standing together in a living room

Main covers

The three most families start with.

Motor

Comprehensive, third party fire and theft or third party only. Free towing, courtesy cars and approved garages.

  • Private cars and SUVs
  • Ride hailing and keke
  • Young drivers

Health

HMO plans from Bronze to Gold, with hospital lists near your home. Add maternity, dental and optical.

  • Individuals and couples
  • Families up to six
  • Retirees

Home and property

Your building and everything in it, including generators, inverters and solar panels.

  • Owners and landlords
  • Tenants, contents only
  • Estates and duplexes

More cover

The smaller policies that matter.

Travel

Medical, lost luggage and cancellation cover. Accepted for most visa applications.

From ₦9,500 a trip

Life and income

A lump sum or monthly income for your family if you die or cannot work.

From ₦4,000 a month

Phones and laptops

Accidental damage, theft and screen repairs for devices up to three years old.

From ₦1,800 a month

School fees protection

Keeps school fees paid until graduation if a parent dies or is disabled.

From ₦3,500 a month

Example rates for this demo.

Four children posing happily for a photo

Bundle and save

Put your car, home and health with one broker.

Clients who hold two or more personal policies with us get one renewal date, one monthly payment and a bundle discount of up to 10 percent from participating insurers.

  • One renewal date for everything
  • One monthly direct debit
  • A single broker who knows your history
  • Up to 10 percent bundle discount (example)
Build a bundle quote

How it works

From question to certificate in a day.

  1. 01

    Tell us what you need

    Online, on the phone or on WhatsApp.

  2. 02

    We compare

    A broker checks prices and wording from our partner insurers.

  3. 03

    You choose

    We send a side by side comparison and recommend one.

  4. 04

    You are covered

    Pay by transfer or card and get your certificate by email.

FAQ

Common questions

All questions

Ready when you are.

Get an example price in two minutes, then a broker checks it with our partner insurers and calls you back.