Motor insurance
Motor cover with a tow truck on call.
Comprehensive, third party fire and theft or third party only. Compare twelve insurers, pay monthly and get free 24 hour towing within Lagos and Abuja.
- Certificate by email in minutes
- Approved garages
- Courtesy car options
At a glance
The essentials.
Example details for this demo.
Price check
Work out an example premium.
Comprehensive motor premiums in Nigeria are usually a percentage of the car's value, with discounts for tracking devices, no claims and secure parking. Try it.
| What is covered | Third party | Third party, fire and theft | Comprehensive |
|---|---|---|---|
| Damage to other people's cars and property | Included | Included | Included |
| Injury to other people | Included | Included | Included |
| Your car stolen | Not included | Included | Included |
| Your car damaged by fire | Not included | Included | Included |
| Your car damaged in an accident | Not included | Not included | Included |
| Flood damage | Not included | Not included | Included |
| Free towing | Not included | Included | Included |
| Courtesy car | Not included | Not included | Included |
| Example price | ₦15,000 a year | About 2% of value | About 3.5% of value |
Example rates for this demo. Insurers set final prices after inspection.
Cover in real life
What it looks like when it works.
If you need to claim
We handle the insurer for you.
- 1
Tell us what happened
Call, WhatsApp or use the claim form within 48 hours. A named claims handler is assigned the same day.
- 2
Send photos and papers
Photos of the damage, a police report if needed, receipts or medical bills. Upload from your phone.
- 3
Assessment
The insurer's loss adjuster inspects, often within three working days in Lagos and Abuja. We attend with you.
- 4
Settlement
You sign the discharge voucher and payment goes to you or the repairer by bank transfer.
FAQ
Common questions
It is the legal minimum, but it pays nothing towards your own car. If your car is worth more than a few million naira, comprehensive cover is usually worth it.
For comprehensive cover, yes. A partner insurer inspects the car, often at your home or office, before cover starts. Third party needs no inspection.
Tell us if you use the car for ride hailing. Personal policies do not cover it, but we can arrange commercial cover at a fair price.
Make sure everyone is safe, take photos, get the other driver's details and call us. We arrange towing and tell you which garage to use.
Ready when you are.
Get an example price in two minutes, then a broker checks it with our partner insurers and calls you back.