Bronze
₦8,500a month
- General consultations
- Basic lab tests
- Malaria and typhoid treatment
- Admission up to 10 days a year
Health insurance
Health plans with hospitals near your home.
HMO plans for individuals, families and staff teams, with hospital lists we check by area before you buy. Outpatient, inpatient, maternity and more.
- Hospital list checked by area
- No paperwork at the hospital
- Family and staff plans
At a glance
The essentials.
Waiting period30 days for most care, 9 months for maternity
HospitalsOver 600 in our partners' networks
TelemedicineDoctor on the phone, 24 hours
PaymentMonthly, quarterly or yearly
Example details for this demo.
Plans
Three plans, one simple choice.
Show prices
Silver
₦16,000a month
- Everything in Bronze
- Specialist consultations
- Antenatal care and delivery
- Basic dental and optical
- Admission up to 21 days a year
Gold
₦32,000a month
- Everything in Silver
- Private room admission
- Scans, MRI and CT
- Annual health check
- Wider hospital list in 14 states
Example rates for this demo, per person. Family and staff discounts apply.
Check hospitals near you
Hospital names are invented for this demo.
Cover in real life
What it looks like when it works.
If you need to claim
We handle the insurer for you.
- 1
Tell us what happened
Call, WhatsApp or use the claim form within 48 hours. A named claims handler is assigned the same day.
- 2
Send photos and papers
Photos of the damage, a police report if needed, receipts or medical bills. Upload from your phone.
- 3
Assessment
The insurer's loss adjuster inspects, often within three working days in Lagos and Abuja. We attend with you.
- 4
Settlement
You sign the discharge voucher and payment goes to you or the repairer by bank transfer.
FAQ
Common questions
A health maintenance organisation manages your plan and pays the hospital directly. You show your ID card and receive care without paying at the counter, for covered treatment.
Yes, usually once a quarter. Tell us and we update your primary hospital with the HMO.
Many plans cover managed conditions such as hypertension after a waiting period. We will show you what each plan says before you buy.
Silver and Gold plans have hospitals in most state capitals. Call the HMO line and they will direct you.
Ready when you are.
Get an example price in two minutes, then a broker checks it with our partner insurers and calls you back.