The Certificate of Occupancy
A Certificate of Occupancy, or C of O, is the state government's grant of the right to occupy land for a stated period, usually 99 years. When an estate has a global C of O, every plot inside it shares that title until each buyer perfects their own. Ask to see the original and a search report from the state lands registry.
Governor's consent
When land changes hands after a C of O has been issued, the governor must consent to the transfer. Without consent, your deed of assignment is valid between you and the seller but weaker against everyone else. Consent takes time and fees, so ask the developer who handles it and what it costs.
The survey plan
A survey plan shows the exact shape, size and position of your plot, fixed by numbered beacons on the ground. It must be drawn by a registered surveyor and charted at the surveyor general's office. At inspection, ask to stand at each beacon.
The deed of assignment
This is the contract that transfers the developer's interest in the plot to you. It should name you, describe the plot by its survey, state the price and be signed and witnessed. Keep the original safe and a scan in your account.
What to ask before you pay
Ask for the title document, a recent search report, the excision gazette if the land was once family land, the estate layout approval and a sample deed. A good developer hands these over without fuss.
This guide is general information, not legal advice. Speak to your own lawyer about your purchase.