/* Crescent Insurance Group: corporate warm, indigo and saffron, timeline led */
@view-transition { navigation: auto; }
:root {
  --ground: #F8F4EC; --surface: #FFFFFF; --ink: #1C1940; --primary: #3B30A0; --deep: #2A2370; --night: #14112E;
  --accent: #E8A24E; --accent-2: #F6D2A2; --muted: #5D5875; --line: #E4DCCD; --rose: #F3B6C4; --ok: #1F7A55;
  --fh: "Manrope", system-ui, sans-serif; --fb: "Inter", system-ui, sans-serif;
  --r: 22px; --r-s: 12px; --wrap: 1240px; --hdr: 72px;
  --shadow: 0 1px 2px rgba(28,25,64,.06), 0 12px 40px -12px rgba(28,25,64,.18);
  --ease: cubic-bezier(.2,.7,.2,1);
}
*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 140px; }
body { margin: 0; background: var(--ground); color: var(--ink); font: 400 16px/1.6 var(--fb); overflow-x: clip; }
body:not(.home) main { padding-top: var(--hdr); }
img { max-width: 100%; display: block; }
a { color: var(--primary); text-underline-offset: 3px; }
h1, h2, h3, .h3 { font-family: var(--fh); letter-spacing: -.02em; line-height: 1.12; margin: 0 0 .5em; color: var(--ink); }
h2 { font-size: clamp(28px, 4vw, 46px); font-weight: 800; }
h3, .h3 { font-size: 20px; font-weight: 700; }
p { margin: 0 0 1em; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: fixed; left: 16px; top: 56px; z-index: 300; background: var(--ink); color: #fff; padding: 10px 16px; border-radius: 10px; transform: translateY(-200%); }
.skip:focus { transform: none; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 6px; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 16px; }
@media (min-width: 760px) { .wrap { padding: 0 32px; } }
.ic { width: 22px; height: 22px; flex: none; }
.ic-lg { width: 34px; height: 34px; }
.fine { font-size: 13px; color: var(--muted); line-height: 1.5; }
.eyebrow { font: 700 12px/1.2 var(--fh); letter-spacing: .14em; text-transform: uppercase; color: var(--primary); margin: 0 0 14px; display: flex; align-items: center; gap: 10px; }
.eyebrow::before { content: ""; width: 22px; height: 2px; background: var(--accent); border-radius: 2px; }
.lead { font-size: clamp(17px, 1.6vw, 20px); color: var(--muted); max-width: 60ch; }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: 12px 22px; border-radius: 999px; border: 0;
  background: var(--primary); color: #fff; font: 700 15px/1.2 var(--fh); text-decoration: none; cursor: pointer; transition: transform .25s var(--ease), background .25s, box-shadow .25s; }
.btn .ic { width: 18px; height: 18px; transition: transform .25s var(--ease); }
.btn:hover { background: var(--deep); box-shadow: 0 10px 24px -10px rgba(59,48,160,.6); }
.btn:hover .ic { transform: translateX(3px); }
.btn-sm { min-height: 44px; padding: 10px 18px; font-size: 14px; }
.btn-accent { background: var(--accent); color: var(--ink); }
.btn-accent:hover { background: #F0B263; box-shadow: 0 10px 24px -10px rgba(232,162,78,.8); }
.btn-ghost { background: transparent; color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--ink); }
.btn-ghost:hover { background: var(--ink); color: #fff; }
.btn-ghost-inv { background: transparent; color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.7); }
.btn-ghost-inv:hover { background: #fff; color: var(--ink); }
.btn.full { width: 100%; }
.ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.ctas-c { justify-content: center; }
.lnk { display: inline-flex; align-items: center; gap: 8px; font: 700 15px var(--fh); color: var(--primary); text-decoration: none; min-height: 44px; }
.lnk .ic { width: 18px; height: 18px; transition: transform .25s; }
.lnk:hover .ic { transform: translateX(4px); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 8px 16px; border-radius: 999px; border: 1.5px solid var(--line); background: var(--surface);
  color: var(--ink); font: 600 14px var(--fh); text-decoration: none; cursor: pointer; transition: border-color .2s, background .2s; }
.chip .ic { width: 18px; height: 18px; color: var(--primary); }
.chip:hover, .chip.on { border-color: var(--primary); }
.chip.on { background: var(--primary); color: #fff; }
.chip.on .ic { color: #fff; }

/* header */
.hdr { position: fixed; inset: 0 0 auto 0; top: 0; z-index: 100; height: var(--hdr); transition: background .35s, box-shadow .35s, height .35s; }
body:not(.home) .hdr, .hdr.scrolled { background: rgba(248,244,236,.92); backdrop-filter: saturate(1.4) blur(14px); -webkit-backdrop-filter: saturate(1.4) blur(14px); box-shadow: 0 1px 0 var(--line); }
.hdr.scrolled { height: 62px; }
.hdr-in { max-width: 1320px; margin: 0 auto; height: 100%; padding: 0 16px; display: flex; align-items: center; gap: 20px; }
@media (min-width: 760px) { .hdr-in { padding: 0 32px; } }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); view-transition-name: brand; }
.logo-mark { width: 38px; height: 38px; flex: none; }
.brand-t { display: flex; flex-direction: column; line-height: 1; }
.brand-t b { font: 800 19px var(--fh); letter-spacing: -.02em; }
.brand-t small { font: 600 10.5px var(--fh); letter-spacing: .16em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
.nav { margin: 0 auto; display: none; }
.nav ul { display: flex; gap: 4px; list-style: none; margin: 0; padding: 0; }
.nav a { display: block; padding: 10px 13px; border-radius: 999px; color: var(--ink); text-decoration: none; font: 600 14.5px var(--fh); position: relative; }
.nav a::after { content: ""; position: absolute; left: 50%; bottom: 4px; width: 5px; height: 5px; border-radius: 50%; background: var(--accent); transform: translateX(-50%) scale(0); transition: transform .25s var(--ease); }
.nav a:hover::after, .nav a[aria-current]::after { transform: translateX(-50%) scale(1); }
.hdr-act { display: flex; align-items: center; gap: 10px; margin-left: auto; }
.lang { display: none; background: rgba(28,25,64,.06); border-radius: 999px; padding: 3px; }
.lang-b { min-height: 38px; min-width: 44px; padding: 0 12px; border: 0; border-radius: 999px; background: none; font: 700 13px var(--fh); color: var(--ink); cursor: pointer; }
.lang-b[aria-pressed="true"] { background: var(--surface); box-shadow: 0 1px 3px rgba(0,0,0,.12); }
.hdr-acct { display: none; align-items: center; gap: 8px; min-height: 44px; padding: 0 10px; color: var(--ink); text-decoration: none; font: 600 14px var(--fh); }
.hdr-acct .ic { width: 20px; height: 20px; }
.hdr .btn-sm { display: none; }
.menu-b { width: 46px; height: 46px; border-radius: 50%; border: 0; background: var(--ink); color: #fff; display: grid; place-items: center; cursor: pointer; }
@media (min-width: 640px) { .lang { display: flex; } .hdr .btn-sm { display: inline-flex; } }
@media (min-width: 900px) { .hdr-acct { display: inline-flex; } }
@media (min-width: 1180px) { .nav { display: block; } .menu-b { display: none; } }

/* overlay menu laid out as a timeline */
.menu { position: fixed; inset: 0; z-index: 200; background: var(--night); color: #fff; overflow-y: auto; }
.menu[hidden] { display: none; }
.menu-in { max-width: 1240px; margin: 0 auto; padding: 64px 16px 120px; }
.menu-top { display: flex; justify-content: space-between; align-items: center; }
.menu-brand { display: flex; align-items: center; gap: 10px; font: 800 20px var(--fh); }
.menu-x { width: 48px; height: 48px; border-radius: 50%; border: 1px solid rgba(255,255,255,.3); background: none; color: #fff; display: grid; place-items: center; cursor: pointer; }
.menu-lede { font: 700 clamp(26px, 5vw, 44px)/1.1 var(--fh); letter-spacing: -.02em; margin: 40px 0 32px; max-width: 18ch; }
.menu-grid { display: grid; gap: 28px; border-left: 2px solid rgba(255,255,255,.15); padding-left: 22px; }
@media (min-width: 760px) { .menu-grid { grid-template-columns: repeat(4, 1fr); border-left: 0; border-top: 2px solid rgba(255,255,255,.15); padding: 26px 0 0; } }
.mg { position: relative; }
.mg::before { content: ""; position: absolute; left: -29px; top: 4px; width: 12px; height: 12px; border-radius: 50%; background: var(--accent); }
@media (min-width: 760px) { .mg::before { left: 0; top: -33px; } }
.mg-t { font: 700 13px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: var(--accent-2); display: flex; gap: 10px; }
.mg-n { opacity: .6; }
.mg ul { list-style: none; margin: 0; padding: 0; }
.mg a { display: block; padding: 9px 0; color: #fff; text-decoration: none; font: 600 18px var(--fh); }
.mg a:hover { color: var(--accent); }
.menu-foot { margin-top: 40px; display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.menu-foot .btn-ghost { color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.6); }
.lang-note { flex-basis: 100%; font-size: 13px; opacity: .75; margin-top: 8px; }

/* bottom dock on phones */
.dock { position: fixed; z-index: 90; left: 10px; right: 10px; bottom: 10px; display: grid; grid-template-columns: repeat(4, 1fr); background: rgba(20,17,46,.94); backdrop-filter: blur(10px);
  border-radius: 20px; padding: 6px; box-shadow: 0 12px 30px -10px rgba(0,0,0,.5); }
.dock a, .dock button { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 2px; min-height: 52px; color: #fff; text-decoration: none; font: 600 11.5px var(--fh); background: none; border: 0; border-radius: 14px; cursor: pointer; }
.dock a:first-child { background: var(--accent); color: var(--ink); }
.dock .ic { width: 20px; height: 20px; }
@media (min-width: 760px) { .dock { display: none; } }
@media (max-width: 759px) { body { padding-bottom: 76px; } }
.wa-float { position: fixed; z-index: 95; left: 16px; bottom: 86px; width: 52px; height: 52px; border-radius: 50%; background: #1F7A55; color: #fff; display: grid; place-items: center; box-shadow: var(--shadow); }
@media (min-width: 760px) { .wa-float { bottom: 24px; left: 24px; } }

/* ---------- signature: life story ---------- */
.story { position: relative; background: var(--night); }
.story-pin { position: relative; }
.story-scene { position: relative; height: min(100svh, 980px); min-height: 620px; overflow: hidden; }
.scene { position: absolute; inset: 0; width: 100%; height: 100%; display: block; }
.scene .win { opacity: var(--lit, .25); transition: opacity .6s; }
.scene-veil { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(248,244,236,.55), rgba(248,244,236,0) 55%); pointer-events: none; }
.obj > g, .tree-s { transform-box: fill-box; }
.story-intro { position: absolute; z-index: 3; left: 0; right: 0; top: calc(var(--hdr) + 64px); max-width: var(--wrap); margin: 0 auto; padding: 0 16px; }
@media (min-width: 760px) { .story-intro { padding: 0 32px; top: clamp(150px, 20vh, 230px); } html.st-anim .story-intro { top: 50%; transform: translateY(-58%); } }
.story-intro > * { max-width: 640px; }
.eyebrow-hero { color: var(--deep); }
.hero-h { font: 800 clamp(40px, 7vw, 92px)/.98 var(--fh); letter-spacing: -.035em; margin: 0 0 22px; view-transition-name: page-title; }
.hero-h em { font-style: normal; color: var(--primary); position: relative; white-space: nowrap; }
.hero-h em::after { content: ""; position: absolute; left: 0; right: 0; bottom: .04em; height: .14em; background: var(--accent); border-radius: 4px; z-index: -1; }
.hero-p { font-size: clamp(16px, 1.5vw, 19px); color: #2E2A55; max-width: 52ch; }
.story-cue { display: none; }
.stages { list-style: none; margin: 0; padding: 40px 16px 56px; max-width: var(--wrap); margin: 0 auto; display: grid; gap: 14px; counter-reset: st; }
@media (min-width: 760px) { .stages { grid-template-columns: repeat(2, 1fr); padding: 56px 32px 72px; gap: 18px; } }
@media (min-width: 1100px) { .stages { grid-template-columns: repeat(3, 1fr); } }
.stage { background: var(--surface); border-radius: 28px 28px 28px 8px; padding: 24px; box-shadow: var(--shadow); }
.stage-k { display: flex; justify-content: space-between; gap: 12px; font: 700 12px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: var(--primary); margin-bottom: 10px; }
.stage-age { color: var(--muted); }
.stage-h { font: 800 clamp(24px, 2.6vw, 34px)/1.05 var(--fh); margin-bottom: 8px; }
.stage-l { color: var(--muted); margin-bottom: 12px; }
.stage-r { font-size: 14.5px; border-left: 3px solid var(--rose); padding-left: 12px; margin-bottom: 14px; }
.stage-r span { display: block; font: 700 11px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: #9A3B57; }
.stage-c { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.stage-c a { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 14px; background: var(--ground); color: var(--ink); text-decoration: none; min-height: 52px; }
.stage-c a:hover { background: #F1E8D8; }
.stage-c .ic { color: var(--primary); }
.stage-c b { display: block; font: 700 15px var(--fh); }
.stage-c small { color: var(--muted); font-size: 13px; }
.stage-end { background: var(--deep); color: #fff; }
.stage-end .stage-h, .stage-end .stage-k, .stage-end .stage-age { color: #fff; }
.stage-end .stage-l { color: rgba(255,255,255,.8); }
.story-hud { display: none; }

/* animated mode: pinned stage, one chapter at a time */
html.st-anim .story { height: 1000vh; }
html.st-anim .story-pin { position: sticky; top: 0; height: 100vh; height: 100svh; overflow: hidden; }
html.st-anim .story-scene { position: absolute; inset: 0; height: auto; min-height: 0; }
html.st-anim .story-intro { transition: opacity .6s var(--ease), transform .6s var(--ease); }
html.st-anim .story.past-intro .story-intro { opacity: 0; transform: translateY(-64%); pointer-events: none; }
html.st-anim .stages { position: absolute; z-index: 4; left: 0; right: 0; bottom: 0; top: 0; padding: 0; display: block; pointer-events: none; max-width: none; }
html.st-anim .stage { position: absolute; left: max(32px, calc((100vw - var(--wrap)) / 2 + 32px)); bottom: 150px; width: min(440px, 40vw); opacity: 0; transform: translateY(26px) scale(.98);
  transition: opacity .55s var(--ease), transform .55s var(--ease); background: rgba(255,255,255,.93); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); }
html.st-anim .stage.stage-end { background: rgba(42,35,112,.94); }
html.st-anim .stage.on { opacity: 1; transform: none; pointer-events: auto; }
html.st-anim .story-cue { display: flex; align-items: center; gap: 12px; margin-top: 34px; font: 700 13px var(--fh); letter-spacing: .1em; text-transform: uppercase; color: var(--deep); }
.story-cue span { width: 26px; height: 42px; border-radius: 14px; border: 2px solid var(--deep); position: relative; }
.story-cue span::after { content: ""; position: absolute; left: 50%; top: 8px; width: 4px; height: 8px; margin-left: -2px; border-radius: 2px; background: var(--deep); animation: cue 1.6s infinite; }
@keyframes cue { 0% { transform: translateY(0); opacity: 1; } 80% { transform: translateY(12px); opacity: 0; } 100% { opacity: 0; } }
html.st-anim .hud-total { display: grid; }
html.st-anim .story-hud { display: block; position: absolute; z-index: 5; left: 0; right: 0; bottom: 0; padding: 0 32px 26px; pointer-events: none; }
.hud-total { display: none; z-index: 5; position: absolute; right: max(32px, calc((100vw - var(--wrap)) / 2 + 32px)); top: 140px; margin: 0; background: rgba(20,17,46,.78); color: #fff; padding: 12px 18px; border-radius: 18px 18px 6px 18px; text-align: right; backdrop-filter: blur(8px); }
.hud-total span { font: 700 11px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: var(--accent-2); }
.hud-total b { font: 800 30px/1.1 var(--fh); font-variant-numeric: tabular-nums; }
.hud-total small { opacity: .75; }
.rail { max-width: calc(var(--wrap) - 64px); margin: 0 0 0 max(0px, calc((100vw - var(--wrap)) / 2)); position: relative; pointer-events: auto; }
.rail-bar { position: absolute; left: 22px; right: 22px; top: 21px; height: 3px; background: rgba(255,255,255,.22); border-radius: 3px; }
.rail-bar i { display: block; height: 100%; width: 0; background: var(--accent); border-radius: 3px; }
.rail ol { list-style: none; margin: 0; padding: 0; display: flex; justify-content: space-between; position: relative; }
.rail button { width: 44px; height: 60px; border: 0; background: none; color: rgba(255,255,255,.75); cursor: pointer; display: flex; flex-direction: column; align-items: center; gap: 6px; font: 700 13px var(--fh); }
.rail button i { width: 14px; height: 14px; margin-top: 15px; border-radius: 50%; background: var(--deep); border: 2px solid rgba(255,255,255,.6); transition: transform .3s, background .3s; }
.rail button.done i { background: var(--accent); border-color: var(--accent); }
.rail button.now i { transform: scale(1.5); background: #fff; border-color: var(--accent); }
.rail button.now { color: #fff; }
@media (max-width: 759px) {
  html.st-anim .story-pin { background: var(--ground); }
  html.st-anim .story-scene { transition: bottom .7s var(--ease); }
  html.st-anim .story.past-intro .story-scene { bottom: 42%; }
  .scene-veil { background: linear-gradient(180deg, rgba(248,244,236,.82) 10%, rgba(248,244,236,.35) 50%, rgba(248,244,236,0) 70%); }
  .story.past-intro .scene-veil { opacity: 0; }
  .scene-veil { transition: opacity .6s; }
  html.st-anim .stage { left: 12px; right: 12px; width: auto; bottom: 84px; top: auto; padding: 16px 18px; max-height: calc(42% - 132px); min-height: 0; overflow: hidden; box-shadow: none; background: transparent; backdrop-filter: none; -webkit-backdrop-filter: none; }
  html.st-anim .stage.stage-end { background: transparent; }
  html.st-anim .stage.stage-end .stage-h, html.st-anim .stage.stage-end .stage-k, html.st-anim .stage.stage-end .stage-age { color: var(--ink); }
  html.st-anim .stage.stage-end .stage-l { color: var(--muted); }
  html.st-anim .stage .stage-r { display: none; }
  html.st-anim .stage .stage-l { font-size: 14.5px; margin-bottom: 10px; display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
  html.st-anim .stage .stage-c a { min-height: 46px; padding: 6px 12px; }
  html.st-anim .stage .stage-h { font-size: 24px; margin-bottom: 4px; }
  html.st-anim .stage .stage-k { margin-bottom: 6px; }
  html.st-anim .story-hud { padding: 0 6px; bottom: calc(42% - 50px); top: auto; }
  .story:not(.past-intro) .story-hud { opacity: 0; }
  .story-hud { transition: opacity .5s; }
  .rail-bar { top: 18px; background: rgba(28,25,64,.15); }
  .rail button { width: 36px; height: 46px; font-size: 11px; color: var(--muted); }
  .rail button i { margin-top: 12px; border-color: rgba(28,25,64,.35); background: var(--surface); }
  .rail button.now { color: var(--ink); }
  .hud-total { right: 10px; top: 124px; padding: 6px 12px; border-radius: 14px 14px 4px 14px; }
  .story:not(.past-intro) .hud-total { opacity: 0; }
  .hud-total b { font-size: 19px; }
  .hud-total span, .hud-total small { font-size: 10px; }
  html.st-anim .story-intro { top: calc(var(--hdr) + 28px); }
  html.st-anim .story-intro .hero-p { font-size: 15.5px; }
  html.st-anim .story-intro .ctas { margin-top: 16px; }
  html.st-anim .story-cue { margin-top: 18px; }
  html.st-anim body.in-story .wa-float { opacity: 0; pointer-events: none; }
  .dock { grid-template-columns: repeat(5, 1fr); }
}
@media (min-width: 760px) {
  html.st-anim .story-hud { padding-right: 240px; }
  .story:not(.past-intro) .hud-total { opacity: 0; transform: translateY(-8px); }
  .hud-total { transition: opacity .5s, transform .5s; }
}

/* live strip */
.live { background: var(--ink); color: #fff; }
.live-in { max-width: 1320px; margin: 0 auto; padding: 12px 16px; display: grid; grid-template-columns: auto 1fr; gap: 6px 16px; align-items: center; }
.live-tag { margin: 0; display: flex; align-items: center; gap: 8px; font: 800 12px var(--fh); letter-spacing: .14em; text-transform: uppercase; color: var(--accent); }
.dot { width: 8px; height: 8px; border-radius: 50%; background: #4ADE9B; box-shadow: 0 0 0 0 rgba(74,222,155,.6); animation: pulse 2s infinite; }
@keyframes pulse { 70% { box-shadow: 0 0 0 10px rgba(74,222,155,0); } 100% { box-shadow: 0 0 0 0 rgba(74,222,155,0); } }
.live-track { overflow: hidden; display: flex; mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent); }
.live-list { display: flex; gap: 40px; list-style: none; margin: 0; padding: 0 40px 0 0; flex: none; animation: marquee 40s linear infinite; }
.live-list li { display: flex; align-items: center; gap: 8px; white-space: nowrap; font-size: 14px; color: rgba(255,255,255,.85); }
.live-list .ic { width: 18px; height: 18px; color: var(--accent); }
.live-list b { color: #fff; }
.live-open::before { content: ""; display: inline-block; width: 6px; height: 6px; border-radius: 50%; background: #4ADE9B; margin-right: 6px; vertical-align: middle; }
.live-track:hover .live-list { animation-play-state: paused; }
@keyframes marquee { to { transform: translateX(-100%); } }
.live-src { grid-column: 1 / -1; margin: 0; font-size: 12px; color: rgba(255,255,255,.6); }
@media (min-width: 900px) { .live-in { grid-template-columns: auto 1fr auto; } .live-src { grid-column: auto; } }

/* sections */
.sec { padding: 72px 0; }
@media (min-width: 900px) { .sec { padding: 104px 0; } }
.sh { max-width: 760px; margin-bottom: 40px; }
.sh h2 { margin-bottom: 14px; }
.sh-lead { color: var(--muted); font-size: 17.5px; max-width: 62ch; }
.sec-night { background: var(--night); color: #fff; }
.sec-night h2, .sec-night h3 { color: #fff; }
.sec-night .eyebrow { color: var(--accent-2); }
.sec-night .sh-lead { color: rgba(255,255,255,.75); }
.sec-tl { background: linear-gradient(180deg, var(--ground), #F2EBDD); }

/* product timeline: alternating along a centre line */
.ptl { list-style: none; margin: 0; padding: 0; position: relative; }
.ptl::before { content: ""; position: absolute; left: 27px; top: 0; bottom: 0; width: 2px; background: linear-gradient(var(--primary), var(--accent)); border-radius: 2px; }
.pt-i { position: relative; padding: 0 0 26px 76px; }
.pt-dot { position: absolute; left: 6px; top: 6px; width: 44px; height: 44px; border-radius: 50%; background: var(--surface); color: var(--primary); display: grid; place-items: center; box-shadow: 0 0 0 4px var(--ground), var(--shadow); }
.pt-age { display: block; font: 800 34px/1 var(--fh); color: var(--primary); margin-bottom: 8px; }
.pt-age small { display: block; font: 700 11px var(--fh); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-bottom: 2px; }
.pt-card { display: block; background: var(--surface); padding: 22px; border-radius: 26px 26px 26px 6px; text-decoration: none; color: var(--ink); box-shadow: var(--shadow); transition: transform .35s var(--ease), box-shadow .35s; }
.pt-card:hover { transform: translateY(-4px); box-shadow: 0 20px 50px -20px rgba(28,25,64,.35); }
.pt-card h3 { font-size: 22px; margin-bottom: 6px; }
.pt-card p { color: var(--muted); margin-bottom: 12px; }
.pt-stage { font: 700 12px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: #9A5A12; }
.pt-from { display: inline-flex; align-items: center; gap: 8px; font: 700 15px var(--fh); color: var(--primary); }
.pt-from em { font-style: normal; font-weight: 500; color: var(--muted); font-size: 13px; }
.pt-from .ic { width: 18px; height: 18px; }
@media (min-width: 900px) {
  .ptl::before { left: 50%; margin-left: -1px; }
  .pt-i { width: 50%; padding: 0 64px 34px 0; text-align: right; }
  .pt-i:nth-child(even) { margin-left: 50%; padding: 0 0 34px 64px; text-align: left; }
  .pt-i:nth-child(n+2) { margin-top: -90px; }
  .pt-dot { left: auto; right: -22px; }
  .pt-i:nth-child(even) .pt-dot { left: -22px; right: auto; }
  .pt-card { text-align: left; border-radius: 26px 6px 26px 26px; }
  .pt-i:nth-child(even) .pt-card { border-radius: 6px 26px 26px 26px; }
}

/* horizontal timeline */
.ht-wrap { overflow-x: auto; margin: 0 -16px; padding: 0 16px 8px; scrollbar-width: thin; }
.ht { list-style: none; margin: 0; padding: 0; display: grid; grid-auto-flow: column; grid-auto-columns: minmax(210px, 1fr); gap: 0; position: relative; min-width: max-content; }
@media (min-width: 900px) { .ht { min-width: 0; } }
.ht-i { position: relative; padding: 0 22px 0 0; }
.ht-i::before { content: ""; position: absolute; left: 0; right: 0; top: 47px; height: 2px; background: currentColor; opacity: .2; }
.ht-d { display: block; font: 800 26px var(--fh); color: var(--accent); margin-bottom: 10px; }
.ht-dot { display: block; width: 16px; height: 16px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 5px rgba(232,162,78,.25); margin-bottom: 18px; position: relative; }
.ht-i h3 { font-size: 18px; }
.ht-i p { font-size: 15px; opacity: .8; margin: 0; }
.ht-years .ht-d { color: var(--primary); }
.ht-years .ht-dot { background: var(--primary); box-shadow: 0 0 0 5px rgba(59,48,160,.15); }

/* vertical timeline */
.tl { list-style: none; margin: 0; padding: 0; position: relative; }
.tl::before { content: ""; position: absolute; left: 31px; top: 8px; bottom: 8px; width: 2px; background: var(--line); }
.tl-i { position: relative; display: grid; grid-template-columns: 64px 1fr; gap: 16px; padding-bottom: 26px; }
.tl-m { width: 64px; min-height: 64px; height: auto; border-radius: 50%; background: var(--surface); border: 2px solid var(--primary); display: grid; place-items: center; text-align: center;
  font: 800 13px/1.1 var(--fh); color: var(--primary); position: relative; z-index: 1; padding: 4px; aspect-ratio: 1; }
.tl-c { padding-top: 10px; }
.tl-c h3 { margin-bottom: 4px; }
.tl-c p { color: var(--muted); margin: 0; }
.tl-big .tl-m { background: var(--primary); color: #fff; font-size: 15px; }
@media (min-width: 900px) {
  .tl-big::before { left: 50%; }
  .tl-big .tl-i { grid-template-columns: 1fr 80px 1fr; gap: 28px; }
  .tl-big .tl-m { width: 80px; min-height: 80px; grid-column: 2; grid-row: 1; }
  .tl-big .tl-i .tl-c { grid-column: 3; grid-row: 1; padding-top: 18px; }
  .tl-big .tl-i:nth-child(even) .tl-c { grid-column: 1; text-align: right; }
  .tl-big .tl-c h3 { font-size: 24px; }
}

/* stats */
.stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; margin-top: 48px; background: rgba(255,255,255,.12); border-radius: var(--r); overflow: hidden; }
@media (min-width: 900px) { .stats { grid-template-columns: repeat(4, 1fr); } }
.stat { margin: 0; padding: 24px; background: var(--night); }
.stat b { display: block; font: 800 clamp(30px, 4vw, 48px)/1 var(--fh); color: var(--accent); margin-bottom: 8px; font-variant-numeric: tabular-nums; }
.stat span { font-size: 14px; color: rgba(255,255,255,.75); }
.stats-light { background: var(--line); grid-template-columns: repeat(3, 1fr); }
.stats-light .stat { background: var(--surface); padding: 18px; }
.stats-light .stat b { color: var(--primary); font-size: clamp(24px, 3vw, 36px); }
.stats-light .stat span { color: var(--muted); }

/* quick quote */
.sec-qq { background: var(--surface); }
.qq { display: grid; gap: 36px; }
@media (min-width: 900px) { .qq { grid-template-columns: 1fr 1fr; align-items: center; gap: 64px; } }
.calc { background: var(--ground); border-radius: 30px 30px 30px 8px; padding: 22px; display: grid; gap: 16px; border: 1px solid var(--line); }
@media (min-width: 760px) { .calc { padding: 32px; } }
.calc-h { display: flex; align-items: center; gap: 10px; margin: 0; }
.calc-h .ic { color: var(--primary); }
.calc-in { display: grid; gap: 14px; }
.calc .fld { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 4px 12px; }
.calc .fld label { grid-column: 1; }
.calc .fld output { grid-column: 2; grid-row: 1; font: 700 15px var(--fh); color: var(--primary); font-variant-numeric: tabular-nums; }
.calc .fld input { grid-column: 1 / -1; }
input[type=range] { width: 100%; accent-color: var(--primary); height: 32px; }
.calc-res { display: grid; gap: 1px; background: var(--line); border-radius: 18px; overflow: hidden; }
.calc-res p { margin: 0; display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 12px 16px; background: var(--surface); }
.calc-res p span { color: var(--muted); font-size: 14.5px; }
.calc-res b { font: 800 20px var(--fh); font-variant-numeric: tabular-nums; }
.calc-res p:first-child b { color: var(--primary); font-size: 26px; }
.seg { display: flex; flex-wrap: wrap; gap: 6px; background: var(--surface); padding: 5px; border-radius: 16px; border: 1px solid var(--line); }
.seg label { flex: 1; min-width: 90px; }
.seg input { position: absolute; opacity: 0; }
.seg span { display: flex; align-items: center; justify-content: center; min-height: 42px; border-radius: 12px; font: 700 14px var(--fh); cursor: pointer; text-align: center; padding: 0 8px; }
.seg input:checked + span { background: var(--primary); color: #fff; }
.seg input:focus-visible + span { outline: 3px solid var(--accent); }
.tick { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; font-size: 15px; min-height: 44px; padding-top: 10px; }
.tick input { width: 22px; height: 22px; accent-color: var(--primary); flex: none; margin: 0; }

/* bento */
.bento { display: grid; gap: 14px; }
@media (min-width: 900px) { .bento { grid-template-columns: 1.4fr 1fr 1fr; grid-template-rows: auto auto; } .bento .ai-card { grid-row: span 2; } }
.bx { display: block; background: var(--surface); padding: 26px; border-radius: var(--r); color: var(--ink); text-decoration: none; border: 1px solid var(--line); transition: transform .35s var(--ease), box-shadow .35s; }
a.bx:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.bx .ic-lg { color: var(--primary); margin-bottom: 16px; }
.bx p { color: var(--muted); }
.bx-chat { background: var(--accent-2); border-color: transparent; }
.bx-wa .ic-lg { color: #1F7A55; }
@media (min-width: 900px) { .bx-branch { grid-column: 2 / 4; } }
.ai-card { position: relative; overflow: hidden; background: radial-gradient(120% 90% at 0% 0%, #3B30A0, #14112E 70%); color: #fff; border-radius: var(--r); padding: 28px; display: flex; flex-direction: column; gap: 18px; }
.ai-card h3 { color: #fff; font-size: clamp(22px, 2.4vw, 30px); }
.ai-card p { color: rgba(255,255,255,.8); }
.ai-card .fine { color: rgba(255,255,255,.6); }
.ai-k { display: flex; align-items: center; gap: 8px; font: 700 12px var(--fh); letter-spacing: .14em; text-transform: uppercase; color: var(--accent); margin-bottom: 12px; }
.ai-num { display: inline-block; font: 800 clamp(24px, 3vw, 34px) var(--fh); color: var(--accent); text-decoration: none; letter-spacing: -.01em; margin-bottom: 10px; }
.ai-wave { display: flex; gap: 5px; align-items: center; height: 54px; }
.ai-wave i { width: 6px; border-radius: 4px; background: var(--accent); height: 30%; animation: wave 1.3s ease-in-out infinite; }
.ai-wave i:nth-child(2) { animation-delay: .1s; } .ai-wave i:nth-child(3) { animation-delay: .2s; } .ai-wave i:nth-child(4) { animation-delay: .3s; }
.ai-wave i:nth-child(5) { animation-delay: .4s; } .ai-wave i:nth-child(6) { animation-delay: .5s; } .ai-wave i:nth-child(7) { animation-delay: .6s; }
@keyframes wave { 50% { height: 100%; } }
.ai-compact { padding: 22px; }
.ai-compact .ai-wave { height: 32px; }

/* quote strip */
.qstrip { display: grid; grid-auto-flow: column; grid-auto-columns: min(86%, 420px); gap: 16px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 4px 4px 18px; margin: 0 -4px; }
.qstrip .qb { scroll-snap-align: start; }
.qb { margin: 0; background: var(--surface); padding: 28px; border-radius: 30px 30px 30px 8px; border: 1px solid var(--line); display: flex; flex-direction: column; justify-content: space-between; gap: 18px; }
.qb blockquote { margin: 0; }
.qb blockquote p { font: 600 clamp(18px, 1.8vw, 22px)/1.4 var(--fh); letter-spacing: -.01em; margin: 0; }
.qb blockquote p::before { content: "\201C"; display: block; font: 800 60px/0.6 var(--fh); color: var(--accent); margin-bottom: 12px; }
.qb figcaption { font-size: 14px; color: var(--muted); display: flex; flex-wrap: wrap; gap: 8px; align-items: center; }
.qb-tag { background: var(--ground); padding: 4px 10px; border-radius: 999px; font: 700 12px var(--fh); color: var(--primary); }

/* split */
.split { display: grid; gap: 40px; align-items: center; }
@media (min-width: 900px) { .split { grid-template-columns: 5fr 6fr; gap: 72px; } }
.ticks { list-style: none; margin: 0 0 8px; padding: 0; display: grid; gap: 12px; }
.ticks li { display: flex; gap: 12px; align-items: flex-start; }
.ticks .ic { color: var(--primary); margin-top: 2px; }
.sec-night .ticks .ic { color: var(--accent); }

/* photos */
.ph { margin: 0; position: relative; overflow: hidden; background: linear-gradient(135deg, #D9CFEF, #F6D2A2); border-radius: var(--r); }
.ph img { width: 100%; height: 100%; object-fit: cover; }
.ph-crescent { border-radius: 260px 260px 30px 260px; }
.ph-wide { border-radius: var(--r); }

/* cards */
.cards3 { display: grid; gap: 16px; }
@media (min-width: 760px) { .cards3 { grid-template-columns: repeat(3, 1fr); } }
.acard { display: flex; flex-direction: column; gap: 10px; text-decoration: none; color: var(--ink); background: var(--surface); padding: 12px 12px 22px; border-radius: var(--r); border: 1px solid var(--line); transition: transform .35s var(--ease), box-shadow .35s; }
.acard:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.acard .ph { border-radius: 14px; }
.acard h3, .acard p, .acard .tag, .acard .lnk { margin-left: 10px; margin-right: 10px; }
.acard p { color: var(--muted); margin-bottom: 0; }
.acard-more { background: var(--deep); color: #fff; justify-content: flex-end; padding: 28px 18px; min-height: 280px; }
.acard-more h3 { color: #fff; } .acard-more p { color: rgba(255,255,255,.75); } .acard-more .lnk { color: var(--accent); }
.tag { display: inline-block; align-self: flex-start; font: 700 11.5px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: #8A4E0E; background: #FBE7CC; padding: 5px 10px; border-radius: 999px; }

/* cta band */
.cta-band { background: var(--primary); color: #fff; overflow: hidden; position: relative; }
.cta-in { padding: 64px 16px; display: grid; gap: 24px; position: relative; }
@media (min-width: 900px) { .cta-in { grid-template-columns: 1.4fr 1fr; align-items: center; padding: 88px 32px; } .cta-in .ctas { justify-content: flex-end; } }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.82); max-width: 54ch; margin: 0; }
.cta-moon { position: absolute; right: -60px; top: -40px; width: 340px; color: rgba(255,255,255,.07); }
.cta-in > div { position: relative; }

/* footer */
.ftr { background: var(--night); color: rgba(255,255,255,.8); position: relative; padding-top: 30px; }
.ftr-arc { display: block; width: 100%; height: 80px; color: rgba(255,255,255,.18); }
.ftr-in { max-width: var(--wrap); margin: 0 auto; padding: 24px 16px 40px; display: grid; gap: 40px; }
@media (min-width: 900px) { .ftr-in { grid-template-columns: 1fr 2fr; padding: 24px 32px 56px; } }
.brand-inv { color: #fff; } .brand-inv small { color: rgba(255,255,255,.6); }
.ftr-brand p { margin-top: 16px; max-width: 40ch; }
.f-addr a { color: var(--accent-2); }
.ftr .fine { color: rgba(255,255,255,.55); }
.ftr-cols { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px 20px; }
@media (min-width: 760px) { .ftr-cols { grid-template-columns: repeat(4, 1fr); } }
.f-h { font: 700 12px var(--fh); letter-spacing: .14em; text-transform: uppercase; color: var(--accent-2); margin-bottom: 12px; }
.ftr ul { list-style: none; margin: 0; padding: 0; }
.ftr li a { display: block; padding: 6px 0; color: rgba(255,255,255,.85); text-decoration: none; font-size: 14.5px; }
.ftr li a:hover { color: var(--accent); }
.ftr-base { border-top: 1px solid rgba(255,255,255,.12); max-width: var(--wrap); margin: 0 auto; padding: 18px 16px 26px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; align-items: center; font-size: 13px; }
.ftr-base p { margin: 0; }
.ftr-tools { display: flex; gap: 10px; flex-wrap: wrap; }
.lowdata-b, .f-wa { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 16px; border-radius: 999px; border: 1px solid rgba(255,255,255,.3); background: none; color: #fff; font: 600 13px var(--fh); cursor: pointer; text-decoration: none; }
.lowdata-b[aria-pressed="true"] { background: var(--accent); color: var(--ink); border-color: var(--accent); }
.lowdata-b .ic, .f-wa .ic { width: 18px; height: 18px; }

/* inner page hero */
.phero { padding: 40px 0 56px; position: relative; overflow: hidden; }
.phero::before { content: ""; position: absolute; right: -10%; top: -30%; width: 70vw; height: 70vw; max-width: 900px; max-height: 900px; border-radius: 50%; background: radial-gradient(circle, rgba(232,162,78,.18), rgba(232,162,78,0) 65%); pointer-events: none; }
.phero-in { display: grid; gap: 36px; align-items: center; position: relative; }
@media (min-width: 900px) { .phero { padding: 64px 0 88px; } .phero-in { grid-template-columns: 1.15fr .85fr; gap: 64px; } }
.page-title { font: 800 clamp(36px, 5.6vw, 72px)/1.02 var(--fh); letter-spacing: -.035em; margin-bottom: 20px; view-transition-name: page-title; }
.ph-chapter { margin: 0 0 18px; }
.ph-chapter span { display: inline-flex; align-items: center; gap: 10px; font: 800 13px var(--fh); color: #fff; background: var(--ink); padding: 6px 14px 6px 6px; border-radius: 999px; }
.ph-chapter span::before { content: ""; width: 22px; height: 22px; border-radius: 50%; background: radial-gradient(circle at 70% 35%, var(--ink) 45%, transparent 46%), var(--accent); }
.moon-art { position: relative; max-width: 460px; width: 100%; margin: 0 auto; }
.ph-moon { border-radius: 50%; }
.moon-ring { position: absolute; inset: -6%; width: 112%; height: 112%; color: var(--primary); opacity: .5; animation: spin 80s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.moon-chip { position: absolute; left: -4%; bottom: 8%; margin: 0; background: var(--surface); border-radius: 18px 18px 18px 4px; padding: 12px 16px; box-shadow: var(--shadow); display: flex; align-items: center; gap: 12px; max-width: 80%; }
.moon-chip .ic { color: var(--primary); width: 28px; height: 28px; }
.moon-chip span { display: grid; line-height: 1.25; font-size: 14px; }
.moon-chip b { font: 800 17px var(--fh); }
.moon-chip small { color: var(--muted); font-size: 12px; }
.phero-slim .moon-art { max-width: 380px; }
@media (max-width: 899px) { .phero-art .moon-art { max-width: 300px; } }

/* product sections */
.why { display: grid; gap: 20px; margin-bottom: 40px; }
@media (min-width: 900px) { .why { grid-template-columns: 1fr 1fr; gap: 64px; align-items: end; } }
.why-p { font-size: 18px; color: var(--muted); }
.cvs { list-style: none; margin: 0; padding: 0; display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; }
@media (min-width: 760px) { .cvs { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .cvs { grid-template-columns: repeat(3, 1fr); } }
.cv { background: var(--surface); padding: 26px; }
.cv-n { font: 800 14px var(--fh); color: var(--accent); display: block; margin-bottom: 14px; }
.cv p { color: var(--muted); margin: 0; }
.sec-plans { background: var(--surface); }
.calc-wrap { display: grid; gap: 32px; margin-bottom: 48px; }
@media (min-width: 900px) { .calc-wrap { grid-template-columns: 1.1fr 1fr; gap: 64px; align-items: start; } .calc-side { order: -1; } }
.plans { display: grid; gap: 16px; }
@media (min-width: 900px) { .plans { grid-template-columns: repeat(3, 1fr); align-items: stretch; } }
.plan { background: var(--ground); border-radius: 28px 28px 28px 8px; padding: 26px; display: flex; flex-direction: column; border: 1.5px solid var(--line); position: relative; }
.plan ul { list-style: none; padding: 0; margin: 0 0 22px; display: grid; gap: 10px; flex: 1; }
.plan li { display: flex; gap: 10px; font-size: 15px; }
.plan li .ic { color: var(--primary); width: 20px; height: 20px; }
.pl-p { display: flex; align-items: baseline; gap: 8px; flex-wrap: wrap; }
.pl-p b { font: 800 34px var(--fh); color: var(--primary); letter-spacing: -.02em; }
.pl-p span { color: var(--muted); font-size: 14px; }
.plan-mid { background: var(--deep); color: #fff; border-color: var(--deep); }
.plan-mid h3, .plan-mid .pl-p b { color: #fff; }
.plan-mid .pl-p span { color: rgba(255,255,255,.7); }
.plan-mid li .ic { color: var(--accent); }
.plan-mid .btn { background: var(--accent); color: var(--ink); }
.plan-pop { position: absolute; top: -13px; left: 24px; margin: 0; background: var(--accent); color: var(--ink); font: 800 12px var(--fh); padding: 5px 12px; border-radius: 999px; }
.two { display: grid; gap: 36px; }
@media (min-width: 900px) { .two { grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; } }
.media { display: grid; gap: 20px; }
@media (min-width: 900px) { .media { grid-template-columns: 1.5fr 1fr; align-items: stretch; } }
.exl { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.exl li { display: flex; gap: 12px; background: var(--surface); padding: 16px; border-radius: 16px; border: 1px solid var(--line); }
.exl .ic { color: #9A3B57; }
.sec-faq { background: var(--surface); }
.faq { display: grid; gap: 10px; max-width: 900px; }
.qa { background: var(--ground); border-radius: 18px; border: 1px solid var(--line); }
.qa summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 20px; font: 700 17px var(--fh); min-height: 56px; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary i { width: 28px; height: 28px; border-radius: 50%; background: var(--surface); flex: none; position: relative; }
.qa summary i::before, .qa summary i::after { content: ""; position: absolute; left: 8px; right: 8px; top: 13px; height: 2px; background: var(--primary); transition: transform .3s; }
.qa summary i::after { transform: rotate(90deg); }
.qa[open] summary i::after { transform: rotate(0); }
.qa-a { padding: 0 20px 18px; color: var(--muted); }
.qa-a p { margin: 0; }
.rels { display: grid; gap: 14px; }
@media (min-width: 760px) { .rels { grid-template-columns: repeat(3, 1fr); } }
.rel { position: relative; display: block; background: var(--surface); padding: 24px; border-radius: 26px 26px 26px 6px; text-decoration: none; color: var(--ink); border: 1px solid var(--line); overflow: hidden; transition: transform .35s var(--ease); }
.rel:hover { transform: translateY(-4px); }
.rel-age { position: absolute; right: 14px; top: 2px; font: 800 64px var(--fh); color: var(--ground); }
.rel .ic { color: var(--primary); position: relative; margin-bottom: 12px; }
.rel h3 { position: relative; }
.rel p { color: var(--muted); margin: 0; position: relative; }

/* cover hub */
.cvgrid { display: grid; gap: 14px; }
@media (min-width: 640px) { .cvgrid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .cvgrid { grid-template-columns: repeat(3, 1fr); } }
.cvcard { display: flex; flex-direction: column; gap: 10px; background: var(--surface); padding: 26px; border-radius: 28px 28px 28px 8px; text-decoration: none; color: var(--ink); border: 1px solid var(--line); transition: transform .35s var(--ease), box-shadow .35s; }
.cvcard:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.cvcard .ic-lg { color: var(--primary); }
.cvcard p { color: var(--muted); flex: 1; margin: 0; }
.cvcard-age { align-self: flex-start; font: 800 12px var(--fh); background: var(--ink); color: #fff; padding: 4px 10px; border-radius: 999px; }
.tl-stages .tl-m { background: var(--accent-2); border-color: var(--accent); color: var(--ink); font-size: 18px; }
.bundles { display: grid; gap: 14px; }
@media (min-width: 760px) { .bundles { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .bundles { grid-template-columns: repeat(4, 1fr); } }
.bundle { background: var(--surface); border-radius: var(--r); padding: 24px; border-top: 5px solid var(--accent); }
.bundle-k { font: 700 12px var(--fh); letter-spacing: .1em; text-transform: uppercase; color: var(--primary); }
.bundle p { color: var(--muted); }
.bundle-p b { font: 800 26px var(--fh); color: var(--ink); }

/* about */
.vals { display: grid; gap: 14px; }
@media (min-width: 760px) { .vals { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .vals { grid-template-columns: repeat(4, 1fr); } }
.val { background: var(--surface); border-radius: var(--r); padding: 26px; }
.val-n { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--accent); font: 800 18px var(--fh); margin-bottom: 14px; }
.val p { color: var(--muted); margin: 0; }
.team { display: grid; gap: 14px; }
@media (min-width: 640px) { .team { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .team { grid-template-columns: repeat(4, 1fr); } }
.tm { background: var(--surface); padding: 24px; border-radius: var(--r); }
.tm-av { display: grid; place-items: center; width: 64px; height: 64px; border-radius: 50%; background: var(--deep); color: var(--accent); font: 800 22px var(--fh); margin-bottom: 14px; }
.tm-r { font: 700 13px var(--fh); color: var(--primary); margin-bottom: 8px; }
.tm p:last-child { color: var(--muted); margin: 0; }

/* planner */
.planner { display: grid; gap: 24px; }
@media (min-width: 900px) { .planner { grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; } }
.pl-in, .pl-out { background: var(--surface); border-radius: 30px 30px 30px 8px; padding: 26px; border: 1px solid var(--line); }
.pl-in .fld { display: grid; grid-template-columns: 1fr auto; gap: 4px 12px; margin-bottom: 18px; }
.pl-in .fld input { grid-column: 1 / -1; }
.pl-in output { font: 800 20px var(--fh); color: var(--primary); }
.picks { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.picks legend { font: 700 15px var(--fh); margin-bottom: 10px; }
.pick input { position: absolute; opacity: 0; }
.pick span { display: inline-flex; align-items: center; min-height: 44px; padding: 8px 16px; border-radius: 999px; border: 1.5px solid var(--line); cursor: pointer; font: 600 14px var(--fh); background: var(--ground); }
.pick input:checked + span { background: var(--primary); color: #fff; border-color: var(--primary); }
.pick input:focus-visible + span { outline: 3px solid var(--accent); }
.pl-out { background: var(--deep); color: #fff; border: 0; }
.pl-h { color: #fff; font-size: 24px; }
.pl-list { list-style: none; padding: 0; margin: 0 0 18px; display: grid; gap: 8px; }
.pl-list li { display: grid; grid-template-columns: auto 1fr auto; gap: 12px; align-items: center; padding: 12px 14px; background: rgba(255,255,255,.08); border-radius: 14px; }
.pl-list .ic { color: var(--accent); }
.pl-list b { font: 700 15px var(--fh); }
.pl-list small { display: block; color: rgba(255,255,255,.7); font-size: 13px; }
.pl-list .pl-m { font: 800 16px var(--fh); font-variant-numeric: tabular-nums; }
.pl-total p { display: flex; align-items: baseline; gap: 10px; margin: 0; flex-wrap: wrap; }
.pl-total span { color: rgba(255,255,255,.7); }
.pl-total b { font: 800 40px var(--fh); color: var(--accent); }
.pl-disc { font-size: 13px; color: var(--accent-2); }
.pl-out .btn-ghost { color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.6); }
.pl-out .fine { color: rgba(255,255,255,.6); margin-top: 14px; }

/* forms */
.fld { display: grid; gap: 6px; }
.fld label { font: 700 14.5px var(--fh); }
.fld label em { font-weight: 500; color: var(--muted); font-style: normal; }
.fld input:not([type=range]), .fld select, .fld textarea { width: 100%; min-height: 50px; padding: 12px 14px; border-radius: 14px; border: 1.5px solid #CFC5B3; background: var(--surface); font: 16px var(--fb); color: var(--ink); }
.fld textarea { min-height: 120px; resize: vertical; }
.fld input:focus, .fld select:focus, .fld textarea:focus { border-color: var(--primary); outline: 3px solid rgba(59,48,160,.18); }
.fld.bad input, .fld.bad select, .fld.bad textarea { border-color: #B3261E; }
.err { color: #B3261E; font-size: 13px; min-height: 0; }
.hint { color: var(--muted); font-size: 13px; }
.grid2 { display: grid; gap: 16px; }
@media (min-width: 760px) { .grid2 { grid-template-columns: 1fr 1fr; } .grid2 .full { grid-column: 1 / -1; } }
.card-form { background: var(--surface); border-radius: 30px 30px 30px 8px; padding: 24px; display: grid; gap: 16px; border: 1px solid var(--line); }
@media (min-width: 760px) { .card-form { padding: 34px; } }
.nl { grid-template-columns: 1fr; }
@media (min-width: 900px) { .nl { grid-template-columns: 1fr 1fr; align-items: end; } .nl > div:last-child { display: grid; gap: 12px; } }
.thanks { background: #E8F3EC; border-radius: 20px; padding: 24px; border: 1px solid #BFDCCB; }
.thanks[hidden] { display: none; }
.thanks-i { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; background: var(--ok); color: #fff; margin-bottom: 12px; }
.thanks p { color: #234235; }

/* wizard */
.wiz { max-width: 980px; margin: 0 auto; }
.wz-steps { list-style: none; margin: 0 0 22px; padding: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; counter-reset: wz; }
.wz-steps li { counter-increment: wz; font: 700 12.5px var(--fh); color: var(--muted); padding-top: 34px; position: relative; text-align: center; }
.wz-steps li::before { content: counter(wz); position: absolute; top: 0; left: 50%; margin-left: -14px; width: 28px; height: 28px; border-radius: 50%; background: var(--surface); border: 2px solid var(--line); display: grid; place-items: center; font-size: 13px; z-index: 1; }
.wz-steps li::after { content: ""; position: absolute; top: 13px; left: -50%; right: 50%; height: 2px; background: var(--line); }
.wz-steps li:first-child::after { display: none; }
.wz-steps li.on, .wz-steps li.done { color: var(--ink); }
.wz-steps li.on::before { background: var(--primary); border-color: var(--primary); color: #fff; }
.wz-steps li.done::before { background: var(--accent); border-color: var(--accent); content: "\2713"; }
.wz-steps li.done::after, .wz-steps li.on::after { background: var(--accent); }
.wz-form { background: var(--surface); border-radius: 30px 30px 30px 8px; padding: 22px; border: 1px solid var(--line); }
@media (min-width: 760px) { .wz-form { padding: 34px; } }
.wz-s { border: 0; padding: 0; margin: 0; }
.wz-s legend { font: 800 clamp(22px, 2.6vw, 30px) var(--fh); letter-spacing: -.02em; margin-bottom: 20px; }
.wz-s[hidden] { display: none; }
.opts { display: grid; gap: 10px; grid-template-columns: repeat(auto-fill, minmax(min(100%, 240px), 1fr)); }
.opt input { position: absolute; opacity: 0; }
.opt > span { display: grid; grid-template-columns: auto 1fr; grid-template-rows: auto auto; gap: 2px 14px; align-items: center; padding: 16px; border-radius: 18px; border: 1.5px solid var(--line); background: var(--ground); cursor: pointer; min-height: 76px; transition: border-color .2s; }
.opt .ic-lg { grid-row: span 2; color: var(--primary); }
.opt b { font: 700 15.5px var(--fh); }
.opt small { color: var(--muted); font-size: 13px; }
.opt input:checked + span { border-color: var(--primary); background: #EEEBFA; box-shadow: inset 0 0 0 1px var(--primary); }
.opt input:focus-visible + span { outline: 3px solid var(--accent); }
.opt-s > span { grid-template-columns: 1fr; min-height: 60px; }
.wz-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 26px; }
.wz-nav .wz-next { margin-left: auto; }
.wz-det { background: transparent; border: 0; padding: 0; }
.wz-plans { display: grid; gap: 12px; }
@media (min-width: 760px) { .wz-plans { grid-template-columns: repeat(3, 1fr); } }
.wz-plans .opt > span { grid-template-columns: 1fr; min-height: 140px; align-content: start; gap: 6px; }
.wz-plans .opt strong { font: 800 26px var(--fh); color: var(--primary); }
.wz-sum { display: grid; gap: 1px; background: var(--line); border-radius: 18px; overflow: hidden; margin-bottom: 20px; }
.wz-sum p { margin: 0; display: flex; justify-content: space-between; gap: 16px; padding: 12px 16px; background: var(--ground); flex-wrap: wrap; }
.wz-sum p span { color: var(--muted); }
.wz-sum p b { font-family: var(--fh); }
.wz-sum p.tot b { font-size: 24px; color: var(--primary); }
.drop { position: relative; }
.drop input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; cursor: pointer; }
.drop label { display: grid; place-items: center; text-align: center; gap: 6px; padding: 36px 16px; border: 2px dashed #CFC5B3; border-radius: 20px; background: var(--ground); }
.drop label .ic { width: 32px; height: 32px; color: var(--primary); }
.drop input:focus-visible + label { outline: 3px solid var(--accent); }
.drop small { color: var(--muted); }
.thumbs { display: grid; grid-template-columns: repeat(auto-fill, minmax(90px, 1fr)); gap: 8px; margin-top: 14px; }
.thumbs img { aspect-ratio: 1; object-fit: cover; border-radius: 12px; }

/* claims tracker and renew */
.track, .renew { display: grid; gap: 28px; }
@media (min-width: 900px) { .track, .renew { grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: start; } }
.track-f { display: grid; grid-template-columns: 1fr auto; gap: 10px; align-items: end; }
.track-f .btn { min-height: 50px; }
.track-out, .renew-out { background: var(--surface); border-radius: 30px 30px 30px 8px; padding: 26px; border: 1px solid var(--line); min-height: 240px; }
.track-empty { display: grid; place-items: center; text-align: center; gap: 10px; color: var(--muted); min-height: 190px; margin: 0; }
.track-empty .ic { color: var(--line); width: 48px; height: 48px; }
.renew-f { display: grid; gap: 16px; }
.cl-h { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; align-items: baseline; margin-bottom: 16px; }
.cl-h h3 { margin: 0; }
.badge { display: inline-flex; align-items: center; gap: 6px; font: 700 12px var(--fh); padding: 5px 10px; border-radius: 999px; background: #EEEBFA; color: var(--primary); }
.badge::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: currentColor; }
.badge.ok { background: #E3F2E9; color: #1F6B48; }
.badge.warn { background: #FBE7CC; color: #8A4E0E; }
.ctl { list-style: none; padding: 0; margin: 0; position: relative; }
.ctl::before { content: ""; position: absolute; left: 11px; top: 6px; bottom: 6px; width: 2px; background: var(--line); }
.ctl li { position: relative; padding: 0 0 16px 38px; }
.ctl li::before { content: ""; position: absolute; left: 4px; top: 4px; width: 16px; height: 16px; border-radius: 50%; background: var(--surface); border: 2px solid var(--line); }
.ctl li.done::before { background: var(--ok); border-color: var(--ok); }
.ctl li.now::before { background: var(--accent); border-color: var(--accent); box-shadow: 0 0 0 5px rgba(232,162,78,.25); }
.ctl b { display: block; font: 700 15px var(--fh); }
.ctl small { color: var(--muted); font-size: 13px; }
.ways { display: grid; gap: 1px; background: var(--line); border-radius: var(--r); overflow: hidden; border: 1px solid var(--line); }
@media (min-width: 760px) { .ways { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .ways { grid-template-columns: repeat(3, 1fr); } }
.way { background: var(--surface); padding: 26px; }
.way-n { font: 800 14px var(--fh); color: var(--accent); display: block; margin-bottom: 12px; }
.way p { color: var(--muted); margin: 0; }
.bank { display: grid; gap: 1px; background: var(--line); border-radius: 18px; overflow: hidden; margin: 0; }
.bank div { display: flex; justify-content: space-between; gap: 16px; padding: 14px 18px; background: var(--surface); flex-wrap: wrap; }
.bank dt { color: var(--muted); }
.bank dd { margin: 0; font: 700 15px var(--fh); }

/* tabs */
.tablist { display: flex; gap: 6px; overflow-x: auto; padding-bottom: 6px; margin-bottom: 18px; }
.tablist button { min-height: 44px; padding: 0 18px; border-radius: 999px; border: 1.5px solid var(--line); background: var(--surface); font: 700 14px var(--fh); cursor: pointer; white-space: nowrap; color: var(--ink); }
.tablist button[aria-selected="true"] { background: var(--ink); color: #fff; border-color: var(--ink); }
[role=tabpanel] { background: var(--surface); border-radius: var(--r); padding: 26px; }

/* branches */
.finder-ctl { display: grid; gap: 14px; margin-bottom: 24px; }
@media (min-width: 900px) { .finder-ctl { grid-template-columns: 1fr 2fr auto; align-items: end; } }
.finder-n { grid-column: 1 / -1; color: var(--muted); margin: 0; }
.finder-grid { display: grid; gap: 20px; }
@media (min-width: 1000px) { .finder-grid { grid-template-columns: 1.5fr 1fr; align-items: start; } .map { position: sticky; top: 140px; } }
.brs { display: grid; gap: 12px; }
@media (min-width: 640px) { .brs { grid-template-columns: repeat(2, 1fr); } }
.br { background: var(--surface); border-radius: 22px 22px 22px 6px; padding: 20px; border: 1px solid var(--line); }
.br[hidden] { display: none; }
.br h3 { margin-bottom: 2px; }
.br-c { font: 700 13px var(--fh); color: var(--primary); }
.br p { display: flex; gap: 8px; font-size: 14px; margin-bottom: 6px; color: var(--muted); }
.br p .ic { width: 18px; height: 18px; color: var(--primary); }
.br-open { font: 700 13px var(--fh); }
.br-open.yes { color: var(--ok); } .br-open.no { color: #9A3B57; }
.map { margin: 0; background: var(--ground); border-radius: var(--r); padding: 16px; border: 1px solid var(--line); }
.map svg { width: 100%; height: auto; }
.mp-d circle { fill: var(--primary); stroke: var(--surface); stroke-width: 3; }
.mp-d text { font: 700 15px var(--fh); fill: var(--ink); }
.map figcaption { font-size: 12.5px; color: var(--muted); margin-top: 8px; }

/* tables */
.tbl-wrap { position: relative; overflow-x: auto; border-radius: var(--r); border: 1px solid var(--line); background: var(--surface); }
.tbl { width: 100%; border-collapse: collapse; min-width: 560px; font-size: 15px; }
.tbl caption { text-align: left; padding: 14px 18px; color: var(--muted); font-size: 13px; }
.tbl th, .tbl td { padding: 14px 18px; text-align: left; border-top: 1px solid var(--line); vertical-align: top; }
.tbl thead th { font: 700 14px var(--fh); background: var(--ground); }
.tbl tbody th { font-weight: 600; position: sticky; left: 0; background: var(--surface); }
.yes { color: var(--ok); } .yes .ic { width: 20px; height: 20px; }
.no { color: #9A93B5; font-size: 24px; }
.lnk-row { margin-top: 14px; }

/* faq page */
.faq-tools { display: grid; gap: 14px; margin-bottom: 30px; }
.faq-n { color: var(--muted); margin: 0; }
.faq-all { display: grid; gap: 34px; }
.faq-g[hidden], .qa[hidden] { display: none; }
.gloss { display: grid; gap: 1px; background: var(--line); border-radius: var(--r); overflow: hidden; margin: 0; }
@media (min-width: 760px) { .gloss { grid-template-columns: repeat(2, 1fr); } }
.gloss div { background: var(--surface); padding: 20px; }
.gloss dt { font: 800 17px var(--fh); margin-bottom: 4px; }
.gloss dd { margin: 0; color: var(--muted); }

/* news and articles */
.feat { display: grid; gap: 16px; margin-top: 24px; }
@media (min-width: 900px) { .feat { grid-template-columns: 1fr 1fr; } }
.acard-big h3 { font-size: 24px; }
.tips { display: grid; gap: 14px; }
@media (min-width: 760px) { .tips { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .tips { grid-template-columns: repeat(3, 1fr); } }
.tip { background: var(--surface); padding: 24px; border-radius: 24px 24px 24px 6px; }
.tip p { color: var(--muted); margin: 0; }
.tip h3 { margin-top: 12px; }
[data-tcat][hidden] { display: none; }
.tl-news .tl-m { font-size: 11px; }
.art-h { padding-top: 48px; padding-bottom: 28px; max-width: 920px; }
.art-meta { color: var(--muted); font-size: 14px; }
.art-grid { display: grid; gap: 32px; padding-top: 40px; padding-bottom: 40px; }
@media (min-width: 1000px) { .art-grid { grid-template-columns: 240px 1fr; gap: 64px; } .toc { position: sticky; top: 150px; align-self: start; } }
.toc { background: var(--surface); border-radius: 20px; padding: 20px; }
.toc-h { font: 700 12px var(--fh); letter-spacing: .12em; text-transform: uppercase; color: var(--primary); }
.toc ol { margin: 0; padding-left: 18px; display: grid; gap: 8px; font-size: 15px; }
.prose { max-width: 70ch; font-size: 17.5px; line-height: 1.75; }
.prose h2 { font-size: clamp(24px, 2.8vw, 32px); margin-top: 40px; }
.prose .ph { margin: 28px 0; }
.pull { margin: 32px 0; padding: 26px 28px; border-radius: 26px 26px 26px 6px; background: var(--deep); color: #fff; }
.pull p { font: 700 clamp(20px, 2.4vw, 26px)/1.35 var(--fh); margin: 0; }

/* careers */
.roles { display: grid; gap: 10px; }
.role { background: var(--surface); border-radius: 18px; border: 1px solid var(--line); }
.role summary { list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 20px; cursor: pointer; }
.role summary::-webkit-details-marker { display: none; }
.role summary b { display: block; font: 700 18px var(--fh); }
.role summary small { color: var(--muted); }
.role summary i { width: 28px; height: 28px; border-radius: 50%; background: var(--ground); flex: none; position: relative; }
.role summary i::before { content: "+"; position: absolute; inset: 0; display: grid; place-items: center; font: 700 18px var(--fh); color: var(--primary); }
.role[open] summary i::before { content: "\2212"; }
.perks { display: grid; gap: 12px; }
@media (min-width: 760px) { .perks { grid-template-columns: repeat(3, 1fr); } }
.perk { display: flex; gap: 14px; align-items: center; background: var(--surface); padding: 20px; border-radius: 20px; margin: 0; font: 600 16px var(--fh); }
.perk .ic { color: var(--primary); }

/* contact */
.contact { display: grid; gap: 24px; }
@media (min-width: 1000px) { .contact { grid-template-columns: 1.4fr 1fr; align-items: start; } }
.contact-side { display: grid; gap: 14px; }
.cbox { display: block; background: var(--surface); border-radius: var(--r); padding: 24px; border: 1px solid var(--line); text-decoration: none; color: var(--ink); }
.cbox-wa { display: flex; gap: 14px; align-items: center; background: #E3F2E9; border-color: #BFDCCB; }
.cbox-wa .ic { color: #1F6B48; }
.cbox-wa span { display: grid; }
.cbox-wa small { color: #2E5A45; }
.mapbox { margin: 0; border-radius: var(--r); overflow: hidden; border: 1px solid var(--line); }
.mapbox svg { width: 100%; height: auto; display: block; }
.map-t { font: 800 22px var(--fh); fill: var(--ink); }
.map-s { font: 600 16px var(--fh); fill: var(--muted); }
.mapbox figcaption { padding: 12px 16px; font-size: 13px; color: var(--muted); background: var(--surface); }

/* account */
.acct { padding: 40px 0 72px; }
.acct-in { display: grid; gap: 32px; }
@media (min-width: 900px) { .acct-in { grid-template-columns: 1.2fr 1fr; gap: 64px; align-items: center; padding: 40px 0; } }
.acct-in[hidden] { display: none; }
.dash[hidden] { display: none; }
.dash-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px; align-items: end; margin-bottom: 24px; }
.dash-top h1 { font-size: clamp(30px, 4vw, 48px); margin: 0; }
.dash-top p { margin: 0; color: var(--muted); }
.tiles { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-bottom: 24px; }
@media (min-width: 900px) { .tiles { grid-template-columns: repeat(4, 1fr); } }
.tile { background: var(--surface); border-radius: 22px 22px 22px 6px; padding: 18px; border: 1px solid var(--line); }
.tile p { margin: 0; color: var(--muted); font-size: 13.5px; }
.tile b { display: block; font: 800 26px var(--fh); margin-top: 4px; }
.tile.hot { background: var(--deep); color: #fff; border-color: var(--deep); }
.tile.hot p { color: rgba(255,255,255,.75); }
.dtabs { display: flex; gap: 6px; overflow-x: auto; margin-bottom: 18px; padding-bottom: 4px; }
.dtabs button { min-height: 44px; padding: 0 16px; border-radius: 999px; border: 1.5px solid var(--line); background: var(--surface); font: 700 14px var(--fh); cursor: pointer; white-space: nowrap; color: var(--ink); }
.dtabs button[aria-selected="true"] { background: var(--primary); color: #fff; border-color: var(--primary); }
.dpanel { display: grid; gap: 14px; }
.dpanel[hidden] { display: none; }
.pcards { display: grid; gap: 12px; }
@media (min-width: 900px) { .pcards { grid-template-columns: repeat(2, 1fr); } }
.pcard { background: var(--surface); border-radius: 24px 24px 24px 6px; padding: 22px; border: 1px solid var(--line); display: grid; gap: 10px; }
.pcard-h { display: flex; justify-content: space-between; gap: 10px; align-items: start; }
.pcard-h h3 { margin: 0; display: flex; gap: 10px; align-items: center; }
.pcard-h .ic { color: var(--primary); }
.pcard dl { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin: 0; font-size: 14px; }
.pcard dt { color: var(--muted); } .pcard dd { margin: 0; font-weight: 600; }
.bar { height: 6px; border-radius: 6px; background: var(--ground); overflow: hidden; }
.bar i { display: block; height: 100%; background: linear-gradient(90deg, var(--primary), var(--accent)); }
.dbox { background: var(--surface); border-radius: var(--r); padding: 22px; border: 1px solid var(--line); }
.due { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 14px; align-items: center; padding: 16px 0; border-top: 1px solid var(--line); }
.due:first-of-type { border-top: 0; }
.due b { font: 800 22px var(--fh); }
.doclist { list-style: none; margin: 0; padding: 0; }
.doclist li { display: flex; justify-content: space-between; gap: 12px; align-items: center; padding: 14px 0; border-top: 1px solid var(--line); flex-wrap: wrap; }
.doclist li:first-child { border-top: 0; }
.doclist small { color: var(--muted); display: block; }
.msgs { display: grid; gap: 10px; max-height: 420px; overflow-y: auto; padding: 4px; }
.msg { max-width: 80%; padding: 12px 16px; border-radius: 18px 18px 18px 4px; background: var(--ground); font-size: 15px; }
.msg small { display: block; color: var(--muted); font-size: 12px; margin-top: 4px; }
.msg.me { margin-left: auto; background: var(--primary); color: #fff; border-radius: 18px 18px 4px 18px; }
.msg.me small { color: rgba(255,255,255,.7); }
.msg-f { display: flex; gap: 8px; margin-top: 12px; }
.msg-f input { flex: 1; min-height: 48px; border-radius: 14px; border: 1.5px solid #CFC5B3; padding: 0 14px; font: 16px var(--fb); min-width: 0; }

/* receipt */
.rc-wrap { max-width: 760px; }
.rc-tools { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; align-items: center; margin-bottom: 18px; }
.rc-tools > div { display: flex; gap: 10px; flex-wrap: wrap; }
.rc-tools .lnk .ic { transform: rotate(180deg); }
.receipt { background: var(--surface); border-radius: 24px; padding: 28px; border: 1px solid var(--line); position: relative; overflow: hidden; }
.receipt::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 8px; background: repeating-linear-gradient(90deg, var(--primary) 0 24px, var(--accent) 24px 48px); }
.rc-h { display: flex; justify-content: space-between; gap: 16px; align-items: start; border-bottom: 1px dashed var(--line); padding-bottom: 18px; margin-bottom: 18px; flex-wrap: wrap; }
.rc-k { margin: 0; text-align: right; color: var(--muted); font-size: 13px; }
.rc-k b { font: 800 18px var(--fh); color: var(--ink); }
.rc-dl { margin: 0; display: grid; gap: 0; }
.rc-dl div { display: flex; justify-content: space-between; gap: 16px; padding: 12px 0; border-bottom: 1px solid var(--ground); flex-wrap: wrap; }
.rc-dl dt { color: var(--muted); } .rc-dl dd { margin: 0; font-weight: 600; text-align: right; }
.rc-amt { font: 800 28px var(--fh) !important; color: var(--primary); }
.rc-note { font-size: 13px; color: var(--muted); margin: 18px 0 8px; }
.rc-stamp { position: absolute; right: 22px; bottom: 30px; transform: rotate(-10deg); display: flex; align-items: center; gap: 6px; border: 3px solid var(--ok); color: var(--ok); padding: 6px 14px; border-radius: 12px; font: 800 20px var(--fh); text-transform: uppercase; opacity: .85; margin: 0; }
@media print { .hdr, .ftr, .dock, .wa-float, #covorn-ribbon, #covorn-ribbon-space, .rc-tools, .sec:not(:first-child), .vb-launch, .vb { display: none !important; } body { background: #fff; } main { padding: 0 !important; } }

/* owner report */
.ex-flag { display: inline-block; font: 700 12px var(--fh); letter-spacing: .12em; text-transform: uppercase; background: #FBE7CC; color: #8A4E0E; padding: 6px 12px; border-radius: 999px; }
.kpis { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
@media (min-width: 900px) { .kpis { grid-template-columns: repeat(5, 1fr); } }
.kpi { background: var(--surface); border-radius: 22px 22px 22px 6px; padding: 20px; border: 1px solid var(--line); }
.kpi p { margin: 0; color: var(--muted); font-size: 14px; }
.kpi b { display: block; font: 800 clamp(24px, 3vw, 34px) var(--fh); margin: 6px 0; font-variant-numeric: tabular-nums; }
.kpi small { color: var(--ok); font-weight: 600; }
.kpi-hero { background: var(--deep); color: #fff; border-radius: 50%; aspect-ratio: 1; max-width: 320px; margin: 0 auto; display: grid; place-content: center; text-align: center; padding: 30px; }
.kpi-hero .ic { color: var(--accent); margin: 0 auto 10px; }
.kpi-hero p { margin: 0; font: 700 18px var(--fh); }
.kpi-hero b { display: block; font-size: 30px; color: var(--accent); }
.kpi-hero small { opacity: .7; }
.chart-card { background: var(--surface); border-radius: var(--r); padding: 22px; border: 1px solid var(--line); position: relative; }
.ch-sub { color: var(--muted); font-size: 14px; }
.chart { width: 100%; height: auto; display: block; overflow: visible; }
.ch-grid { stroke: var(--line); stroke-width: 1; }
.ch-ax { font: 500 12px var(--fb); fill: var(--muted); }
.ch-lab { font: 700 13px var(--fh); fill: var(--ink); }
.chart [data-tip] { cursor: pointer; }
.ch-tip { position: absolute; z-index: 5; pointer-events: none; background: var(--ink); color: #fff; padding: 8px 12px; border-radius: 10px; font: 600 13px var(--fh); white-space: nowrap; transform: translate(-50%, -120%); }
.funnel { display: grid; gap: 12px; }
.fn-r { display: grid; grid-template-columns: 1fr auto; gap: 4px 12px; align-items: center; }
.fn-k { font-size: 14px; color: var(--muted); }
.fn-r b { font: 700 15px var(--fh); grid-column: 2; grid-row: 1; font-variant-numeric: tabular-nums; }
.fn-bar { grid-column: 1 / -1; height: 14px; background: var(--ground); border-radius: 4px; overflow: hidden; }
.fn-bar i { display: block; height: 100%; background: #4F46C8; border-radius: 4px; }
.legend { list-style: none; padding: 0; margin: 0 0 12px; display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: 14px; }
.legend li { display: flex; align-items: center; gap: 8px; }
.legend i { width: 12px; height: 12px; border-radius: 3px; }
.stackbar { display: flex; gap: 2px; height: 48px; border-radius: 8px; overflow: hidden; }
.ch-seg { display: flex; align-items: center; justify-content: center; color: #fff; font: 700 13px var(--fh); min-width: 0; }
.ch-seg:nth-child(2) b { color: var(--ink); }
.tview { margin-top: 14px; }
.tview summary { cursor: pointer; font: 700 14px var(--fh); color: var(--primary); min-height: 44px; display: flex; align-items: center; }

/* reveal */
html.js .rv { opacity: 0; transform: translateY(22px); }
html.js .rv.in { opacity: 1; transform: none; transition: opacity .8s var(--ease), transform .8s var(--ease); }

/* Vablus chat */
.vb-launch { position: fixed; z-index: 96; right: 16px; bottom: 86px; display: flex; align-items: center; gap: 10px; min-height: 54px; padding: 0 20px 0 8px; border-radius: 999px; border: 0; background: var(--primary); color: #fff; font: 700 14.5px var(--fh); cursor: pointer; box-shadow: 0 14px 34px -12px rgba(42,35,112,.7); }
.vb-launch .vb-av { width: 40px; height: 40px; }
@media (min-width: 760px) { .vb-launch { bottom: 24px; right: 24px; } }
.vb-av { width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: var(--ink); display: grid; place-items: center; flex: none; }
.vb-av .ic { width: 20px; height: 20px; }
.vb { position: fixed; z-index: 150; right: 16px; bottom: 16px; width: min(400px, calc(100vw - 32px)); height: min(620px, calc(100vh - 90px)); height: min(620px, calc(100svh - 90px)); background: var(--surface); border-radius: 26px; box-shadow: 0 30px 80px -20px rgba(20,17,46,.5); display: flex; flex-direction: column; overflow: hidden; }
.vb[hidden] { display: none; }
@media (max-width: 520px) { .vb { right: 8px; left: 8px; width: auto; bottom: 8px; top: 60px; height: auto; } }
.vb-h { display: flex; align-items: center; gap: 12px; padding: 14px 16px; background: var(--deep); color: #fff; }
.vb-h p { margin: 0; line-height: 1.2; flex: 1; }
.vb-h b { font: 800 15px var(--fh); display: block; }
.vb-h small { opacity: .75; font-size: 12px; }
.vb-x { width: 44px; height: 44px; border-radius: 50%; border: 0; background: rgba(255,255,255,.12); color: #fff; display: grid; place-items: center; cursor: pointer; }
.vb-log { flex: 1; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 10px; background: var(--ground); }
.vb-m { max-width: 86%; padding: 11px 14px; border-radius: 18px 18px 18px 4px; background: var(--surface); font-size: 15px; line-height: 1.45; box-shadow: 0 1px 2px rgba(0,0,0,.05); }
.vb-m.me { align-self: flex-end; background: var(--primary); color: #fff; border-radius: 18px 18px 4px 18px; }
.vb-m.typing { color: var(--muted); }
.vb-card { background: var(--surface); border-radius: 16px; padding: 14px; border: 1px solid var(--line); font-size: 14px; max-width: 92%; }
.vb-card p { margin: 0; display: flex; justify-content: space-between; gap: 10px; padding: 4px 0; }
.vb-card p b { font-family: var(--fh); }
.vb-card .vb-ok { color: var(--ok); font: 800 14px var(--fh); }
.vb .chips { padding: 10px 12px 4px; background: var(--ground); gap: 6px; }
.vb .chips button { min-height: 40px; padding: 6px 12px; font-size: 13.5px; border-radius: 999px; border: 1.5px solid var(--primary); background: var(--surface); color: var(--primary); font-family: var(--fh); font-weight: 700; cursor: pointer; }
.vb .chips button:hover { background: var(--primary); color: #fff; }
.vb-f { display: flex; gap: 8px; padding: 10px 12px 12px; border-top: 1px solid var(--line); }
.vb-f input { flex: 1; min-width: 0; min-height: 46px; border-radius: 14px; border: 1.5px solid #CFC5B3; padding: 0 12px; font: 16px var(--fb); }
.vb-f button { width: 46px; height: 46px; border-radius: 14px; border: 0; background: var(--primary); color: #fff; display: grid; place-items: center; cursor: pointer; }
.vb-foot { font-size: 11.5px; color: var(--muted); text-align: center; padding: 0 12px 10px; margin: 0; }

/* Receivly modal */
.rv-back { position: fixed; inset: 0; z-index: 400; background: rgba(20,17,46,.6); backdrop-filter: blur(4px); display: grid; place-items: center; padding: 16px; }
.rv-back[hidden] { display: none; }
.rv-m { width: min(440px, 100%); max-height: calc(100vh - 32px); overflow-y: auto; background: #fff; border-radius: 24px; box-shadow: 0 40px 90px -20px rgba(0,0,0,.5); color: #14142B; font-family: var(--fb); }
.rv-top { display: flex; justify-content: space-between; align-items: center; padding: 16px 18px; border-bottom: 1px solid #ECECF3; }
.rv-logo { display: flex; align-items: center; gap: 8px; font: 800 16px var(--fh); }
.rv-logo i { width: 26px; height: 26px; border-radius: 8px; background: linear-gradient(135deg, #0E8F6E, #18B98C); display: block; }
.rv-logo small { font: 600 11px var(--fb); color: #6B6B80; background: #F1F1F6; padding: 3px 8px; border-radius: 999px; }
.rv-x { width: 44px; height: 44px; border: 0; background: #F4F4F8; border-radius: 50%; cursor: pointer; display: grid; place-items: center; color: #14142B; }
.rv-body { padding: 18px; display: grid; gap: 14px; }
.rv-amt { text-align: center; padding: 6px 0; }
.rv-amt small { color: #6B6B80; display: block; }
.rv-amt b { font: 800 34px var(--fh); letter-spacing: -.02em; }
.rv-tabs { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; background: #F4F4F8; padding: 4px; border-radius: 14px; }
.rv-tabs button { min-height: 44px; border: 0; border-radius: 10px; background: none; font: 700 14px var(--fh); cursor: pointer; color: #14142B; }
.rv-tabs button[aria-selected="true"] { background: #fff; box-shadow: 0 1px 3px rgba(0,0,0,.12); }
.rv-p[hidden] { display: none; }
.rv-p .fld input { border-color: #DCDCE6; }
.rv-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.rv-bank { background: #F7F7FA; border-radius: 14px; padding: 14px; display: grid; gap: 6px; font-size: 14px; }
.rv-bank p { margin: 0; display: flex; justify-content: space-between; gap: 10px; }
.rv-go { width: 100%; min-height: 52px; border: 0; border-radius: 14px; background: #0E8F6E; color: #fff; font: 800 16px var(--fh); cursor: pointer; }
.rv-go:hover { background: #0B7A5E; }
.rv-note { font-size: 12px; color: #6B6B80; text-align: center; margin: 0; }
.rv-spin { width: 44px; height: 44px; border-radius: 50%; border: 4px solid #E3F4EE; border-top-color: #0E8F6E; animation: spin .9s linear infinite; margin: 20px auto; }
.rv-done-i { width: 64px; height: 64px; margin: 10px auto; border-radius: 50%; background: #0E8F6E; color: #fff; display: grid; place-items: center; }
.rv-done-i .ic { width: 34px; height: 34px; }
.rv-rc { background: #F7F7FA; border-radius: 14px; padding: 14px; font-size: 14px; }
.rv-rc p { margin: 0; display: flex; justify-content: space-between; gap: 10px; padding: 3px 0; }
.rv-done { width: 100%; min-height: 50px; border: 0; border-radius: 14px; background: #14142B; color: #fff; font: 800 15px var(--fh); cursor: pointer; }

/* low data and reduced motion */
html.lowdata .ai-wave i, html.lowdata .live-list, html.lowdata .moon-ring, html.lowdata .dot, html.lowdata .story-cue span::after { animation: none !important; }
html.lowdata .rv { opacity: 1 !important; transform: none !important; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  html.js .rv { opacity: 1; transform: none; }
  .live-list { animation: none; }
  ::view-transition-group(*) { animation: none; }
}
::view-transition-old(root), ::view-transition-new(root) { animation-duration: .35s; }

@media (max-width: 759px) { .vb-launch { display: none !important; } }
.hud-total { transition: opacity .5s, transform .5s; }
.two > *, .split > *, .media > *, .contact > *, .finder-grid > *, .calc-wrap > *, .qq > *, .planner > *, .track > *, .renew > *, .art-grid > * { min-width: 0; }
.ch-dot { opacity: 0; } .chart-card:hover .ch-dot { opacity: 1; }