/* Ardent Bank: Swiss minimal. Strict 12 column grid, huge type, one saffron accent, a lot of white. */
@view-transition { navigation: auto; }
:root{
  --ground:#FFFFFF; --surface:#F6F3ED; --ink:#15130F; --saffron:#F4A300; --sink:#8A5300; --muted:#625C53;
  --rule:rgba(21,19,15,.14); --rule2:rgba(21,19,15,.3); --red:#B3261E; --green:#1F6B45;
  --h:'Albert Sans',system-ui,sans-serif; --b:'Hanken Grotesk',system-ui,sans-serif;
  --wrap:1320px; --g:24px; --ease:cubic-bezier(.22,.8,.12,1);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:120px}
body{margin:0;background:var(--ground);color:var(--ink);font:400 16px/1.6 var(--b);-webkit-font-smoothing:antialiased;overflow-x:clip}
img{max-width:100%;display:block}
a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}
a:hover{color:var(--sink)}
:focus-visible{outline:3px solid var(--saffron);outline-offset:2px}
h1,h2,h3,h4{font-family:var(--h);font-weight:700;letter-spacing:-.03em;line-height:1.02;margin:0 0 .45em;text-wrap:balance}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:56px;background:var(--ink);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:16px}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.ic{flex:none;vertical-align:middle}
[hidden]{display:none!important}

/* 12 column grid */
.grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));column-gap:16px;row-gap:24px}
@media (min-width:900px){.grid{grid-template-columns:repeat(12,minmax(0,1fr));column-gap:var(--g)}}
.grid>*{min-width:0;grid-column:1/-1}
@media (min-width:900px){
  .c2{grid-column:auto / span 2}.c3{grid-column:auto / span 3}.c4{grid-column:auto / span 4}.c5{grid-column:auto / span 5}.c6{grid-column:auto / span 6}.c7{grid-column:auto / span 7}.c8{grid-column:auto / span 8}.c9{grid-column:auto / span 9}
  .s4{grid-column-start:4}.s5{grid-column-start:5}.s6{grid-column-start:6}.s7{grid-column-start:7}.s8{grid-column-start:8}.s9{grid-column-start:9}
}
.lines{background-image:linear-gradient(90deg,var(--rule) 1px,transparent 1px);background-size:calc((100% - 40px) / 4) 100%;background-position:20px 0}
@media (min-width:900px){.lines{background-size:calc((min(100%,var(--wrap)) - 40px + var(--g)) / 12) 100%;background-position:calc(50% - (min(100%,var(--wrap)) - 40px) / 2) 0}}

/* header */
.bar{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-bottom:1px solid var(--rule);transition:box-shadow .3s}
.bar.is-condensed{box-shadow:0 1px 0 var(--ink)}
.bar-in{display:flex;align-items:center;gap:20px;min-height:64px;transition:min-height .3s}
@media (min-width:1100px){.bar-in{min-height:84px}.bar.is-condensed .bar-in{min-height:62px}}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font:800 24px/1 var(--h);letter-spacing:-.05em}
.logo i{width:18px;height:18px;border-radius:50%;background:var(--saffron);display:inline-block}
.logo small{font:500 11px/1.2 var(--b);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);display:none}
@media (min-width:1100px){.logo small{display:block;border-left:1px solid var(--rule2);padding-left:10px}}
.nav{display:none}
@media (min-width:1100px){
  .nav{display:flex;gap:2px;margin-left:24px}
  .nav a{font:600 14.5px/1 var(--h);text-decoration:none;padding:10px 12px;min-height:44px;display:inline-flex;align-items:center;position:relative}
  .nav a[aria-current="page"]::after{content:"";position:absolute;left:12px;right:12px;bottom:4px;height:3px;background:var(--saffron)}
}
.bar-r{margin-left:auto;display:flex;gap:10px;align-items:center}
.bar-r .signin{display:none;font:600 14.5px var(--h);text-decoration:none;min-height:44px;align-items:center;gap:8px;padding:0 6px}
@media (min-width:700px){.bar-r .signin{display:inline-flex}}
.lang{display:flex;align-items:center;gap:4px}
.lang button{min-height:36px;padding:0 10px;border:1px solid var(--rule2);background:#fff;font:700 12px var(--h);letter-spacing:.04em;cursor:pointer;color:var(--ink)}
.lang button[aria-pressed="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}
.lang small{font-size:11.5px;color:var(--muted);margin-left:6px;max-width:170px;line-height:1.3}
.bar .lang{display:none}
@media (min-width:1280px){.bar .lang{display:flex}.bar .lang small{display:none}}
.burger{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 12px;border:1px solid var(--ink);background:#fff;font:700 13px var(--h);cursor:pointer;color:var(--ink)}
@media (min-width:1100px){.burger{display:none}}
@media (max-width:699px){.bar .burger{display:none}}

/* phone tab bar */
.tabbar{position:fixed;left:0;right:0;bottom:0;z-index:65;background:#fff;border-top:1px solid var(--ink);display:grid;grid-template-columns:repeat(5,1fr);padding-bottom:env(safe-area-inset-bottom)}
.tabbar a,.tabbar button{display:grid;justify-items:center;gap:2px;padding:8px 2px 9px;min-height:56px;font:600 11px/1.1 var(--h);text-decoration:none;color:var(--ink);background:none;border:0;cursor:pointer}
.tabbar a[aria-current="page"]{color:var(--sink)}
.tabbar a[aria-current="page"] .ic{color:var(--saffron)}
.tabbar .open{background:var(--saffron)}
@media (min-width:700px){.tabbar{display:none}}
@media (max-width:699px){body{padding-bottom:64px}}

/* menu overlay */
.menu{position:fixed;inset:0;z-index:2147483600;background:#fff;overflow:auto;padding:70px 0 90px}
.menu-close{position:absolute;top:60px;right:16px}
.menu ol{list-style:none;margin:20px 0;padding:0;counter-reset:m}
.menu ol a{display:grid;grid-template-columns:44px 1fr;gap:10px;align-items:baseline;padding:12px 0;border-bottom:1px solid var(--rule);text-decoration:none;font:700 26px/1.1 var(--h);letter-spacing:-.03em;counter-increment:m}
.menu ol a::before{content:counter(m,decimal-leading-zero);font:600 13px var(--h);color:var(--sink)}

/* live strip */
.live{background:var(--ink);color:#fff;font:500 13px/1.3 var(--h)}
.live-in{display:flex;align-items:center;gap:16px;min-height:42px;overflow:hidden}
.live-tag{display:inline-flex;align-items:center;gap:8px;flex:none;color:var(--saffron);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:11px}
.live-tag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--saffron);animation:blink 2s infinite}
@keyframes blink{50%{opacity:.25}}
.live-track{flex:1;overflow:hidden;white-space:nowrap;mask-image:linear-gradient(90deg,transparent,#000 3%,#000 95%,transparent)}
.live-run{display:inline-flex;gap:34px;animation:run 46s linear infinite}
.live-run span b{color:var(--saffron);font-weight:700}
@keyframes run{to{transform:translateX(-50%)}}
.live-note{flex:none;font-size:11px;color:#C9C3B8;display:none}
@media (min-width:1000px){.live-note{display:block}}

/* type */
.num{font:700 13px/1 var(--h);letter-spacing:.06em;color:var(--sink);display:flex;gap:12px;align-items:center;margin:0 0 16px;text-transform:uppercase}
.num::before{content:"";width:28px;height:3px;background:var(--saffron)}
.huge{font:800 clamp(3.2rem,11.5vw,11rem)/.88 var(--h);letter-spacing:-.06em;margin:0}
.h1{font:800 clamp(2.6rem,7vw,6.4rem)/.94 var(--h);letter-spacing:-.05em}
.h2{font:800 clamp(2rem,4.6vw,4rem)/.98 var(--h);letter-spacing:-.045em}
.h3{font:700 1.4rem/1.15 var(--h);letter-spacing:-.025em}
.lede{font:500 clamp(1.1rem,1.7vw,1.4rem)/1.45 var(--h);letter-spacing:-.01em;max-width:34ch;color:#2B2722}
.muted{color:var(--muted)}
.sink{color:var(--sink)}
.dot{display:inline-block;width:.24em;height:.24em;border-radius:50%;background:var(--saffron);vertical-align:.08em;margin-left:.04em}

/* sections */
.sec{padding:72px 0;border-top:1px solid var(--rule)}
@media (min-width:900px){.sec{padding:110px 0}}
.sec-head{margin-bottom:40px}
.sec-head .h2{max-width:16ch}
.sec-head p{color:var(--muted);max-width:52ch;margin:14px 0 0;font-size:17px}
@media (min-width:900px){.sec-head.split{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--g);align-items:end}.sec-head.split>div{grid-column:1/8}.sec-head.split>p{grid-column:9/13;margin:0}}
.sec-sun{background:var(--saffron)}
.sec-sun .num{color:var(--ink)}
.sec-sun .num::before{background:var(--ink)}
.sec-sun .muted,.sec-sun .sec-head p{color:#3D2E10}
.sec-ink{background:var(--ink);color:#fff}
.sec-ink .num{color:var(--saffron)}
.sec-ink .muted,.sec-ink .sec-head p{color:#CFC8BC}
.sec-soft{background:var(--surface)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:0 24px;font:700 15px/1 var(--h);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s,color .2s,transform .2s var(--ease);border-radius:0}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:#3A342B;color:#fff}
.btn-sun{background:var(--saffron);color:var(--ink)}
.btn-sun:hover{background:#FFB928;color:var(--ink)}
.btn-line{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-line:hover{background:var(--ink);color:#fff}
.sec-ink .btn-line{border-color:#fff;color:#fff}
.sec-ink .btn-line:hover{background:#fff;color:var(--ink)}
.btn-sm{min-height:44px;padding:0 16px;font-size:14px}
.btn:active{transform:scale(.98)}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.link{display:inline-flex;align-items:center;gap:8px;min-height:44px;font:700 15px var(--h);text-decoration:none;border-bottom:2px solid var(--saffron)}
.link:hover{color:var(--ink);border-color:var(--ink)}

/* money journey */
.journey{position:relative;height:720vh;border-bottom:1px solid var(--rule)}
.j-stick{position:sticky;top:0;height:100vh;height:100svh;display:grid;overflow:hidden}
@media (min-width:900px){.j-stick{grid-template-columns:repeat(12,minmax(0,1fr));column-gap:var(--g);max-width:var(--wrap);margin:0 auto;padding:110px 20px 30px}}
.j-text{position:relative;padding:0 20px;display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:84px}
@media (min-width:900px){.j-text{grid-column:1/6;padding:0 0 70px;justify-content:center}}
.j-map{position:relative;padding:68px 12px 0}
@media (min-width:900px){.j-map{grid-column:6/13;padding:0;display:grid;align-items:center}}
.j-map svg{width:100%;height:auto;max-height:62vh;display:block}
@media (min-width:900px){.j-map svg{max-height:74vh}}
.j-steps{position:relative;min-height:15em}
@media (max-width:899px){.j-steps{min-height:10.5em}}
.j-step{position:absolute;inset:auto 0 0 0;opacity:0;transform:translateY(18px);transition:opacity .45s var(--ease),transform .45s var(--ease);pointer-events:none}
.j-step.on{opacity:1;transform:none;pointer-events:auto}
.j-step .k{font:700 13px var(--h);letter-spacing:.08em;text-transform:uppercase;color:var(--sink);display:flex;gap:12px;align-items:center}
.j-step .k b{font:800 13px var(--h);background:var(--saffron);color:var(--ink);padding:4px 8px}
.j-step h2{font:800 clamp(2rem,4.4vw,3.9rem)/.95 var(--h);letter-spacing:-.05em;margin:12px 0 12px;max-width:13ch}
.j-step p{color:#38332C;max-width:40ch;margin:0;font-size:16.5px}
.j-step.intro h1{font:800 clamp(3rem,7.6vw,7.4rem)/.88 var(--h);letter-spacing:-.06em;margin:0 0 18px}
@media (max-width:899px){.j-step h2{font-size:clamp(1.7rem,7.4vw,2.4rem)}.j-step p{font-size:15px}.j-step.intro h1{font-size:clamp(2.6rem,12.5vw,3.6rem)}}
.j-bal{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ink);margin-top:22px}
.j-bal div{padding:10px 10px 0 0;font:600 11.5px/1.3 var(--h);letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.j-bal div+div{border-left:1px solid var(--rule);padding-left:10px}
.j-bal b{display:block;font:800 clamp(1.05rem,1.8vw,1.6rem)/1.1 var(--h);letter-spacing:-.03em;color:var(--ink);text-transform:none}
@media (max-width:899px){.j-bal{display:none}}
.j-prog{display:flex;gap:6px;align-items:center;margin-bottom:22px}
.j-prog i{flex:1;height:3px;background:var(--rule2);position:relative;overflow:hidden}
.j-prog i::after{content:"";position:absolute;inset:0;background:var(--ink);transform:scaleX(var(--f,0));transform-origin:left}
.j-skip{align-self:flex-start;margin-top:16px;font:600 13px var(--h);min-height:44px}
.j-label{font-family:var(--h);transition:opacity .4s}
.journey .st circle.ring{transition:fill .3s,r .3s}
.journey .lbl{opacity:.5;transition:opacity .4s}
.journey .lbl.on{opacity:1}
/* still version: reduced motion, low data */
.journey.still{height:auto}
.journey.still .j-stick{position:static;height:auto;padding-top:60px;padding-bottom:60px}
.journey.still .j-steps{min-height:0}
.journey.still .j-step{position:static;opacity:1;transform:none;margin-bottom:26px;pointer-events:auto}
.journey.still .j-step h2{font-size:clamp(1.5rem,2.6vw,2.2rem)}
.journey.still .j-prog,.journey.still .j-skip{display:none}
.journey.still .lbl{opacity:1}
.journey.still .j-text{justify-content:flex-start;padding-bottom:0}
@media (max-width:899px){.journey.still .j-map{padding-top:20px}}

/* cards and lists */
.tiles{display:grid;grid-template-columns:1fr;border-top:1px solid var(--ink)}
@media (min-width:700px){.tiles{grid-template-columns:1fr 1fr}}
@media (min-width:1100px){.tiles.t3{grid-template-columns:repeat(3,1fr)}.tiles.t4{grid-template-columns:repeat(4,1fr)}}
.tile{display:grid;align-content:start;gap:10px;padding:26px 24px 30px 0;border-bottom:1px solid var(--rule);text-decoration:none;position:relative;min-width:0}
@media (min-width:700px){.tile{padding-left:24px;border-left:1px solid var(--rule)}}
.tile .n{font:700 13px var(--h);color:var(--sink);letter-spacing:.06em}
.tile h3{font:800 clamp(1.4rem,2.2vw,2rem)/1 var(--h);letter-spacing:-.04em;margin:0}
.tile p{margin:0;color:var(--muted)}
.tile .big{font:800 clamp(2.4rem,4vw,3.6rem)/1 var(--h);letter-spacing:-.05em}
a.tile:hover{background:var(--surface);color:var(--ink)}
a.tile:hover .arr{transform:translateX(6px)}
.arr{transition:transform .3s var(--ease)}
.sec-ink .tile{border-color:rgba(255,255,255,.16)}
.sec-ink .tiles{border-color:#fff}
.sec-ink .tile p{color:#CFC8BC}
.sec-ink .tile .n{color:var(--saffron)}
.sec-ink a.tile:hover{background:#221F1A;color:#fff}
.sec-sun .tiles{border-color:var(--ink)}
.sec-sun .tile{border-color:rgba(21,19,15,.2)}
.sec-sun .tile p{color:#3D2E10}
.sec-sun .tile .n{color:var(--ink)}
.nlist{list-style:none;margin:0;padding:0;counter-reset:n;border-top:1px solid var(--ink)}
.nlist li{counter-increment:n;display:grid;grid-template-columns:64px 1fr;gap:16px;padding:22px 0;border-bottom:1px solid var(--rule)}
@media (min-width:900px){.nlist li{grid-template-columns:repeat(12,1fr);gap:var(--g)}.nlist li::before{grid-column:1/2}.nlist li>div{grid-column:3/12;display:grid;grid-template-columns:5fr 6fr;gap:var(--g)}}
.nlist li::before{content:counter(n,decimal-leading-zero);font:800 34px/1 var(--h);letter-spacing:-.04em;color:var(--sink)}
.sec-ink .nlist{border-color:#fff}.sec-ink .nlist li{border-color:rgba(255,255,255,.16)}.sec-ink .nlist li::before{color:var(--saffron)}
.nlist h3{font:700 1.25rem/1.2 var(--h);margin:0}
.nlist p{margin:0;color:var(--muted)}
.sec-ink .nlist p{color:#CFC8BC}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticks li{display:flex;gap:12px;align-items:flex-start}
.ticks .ic{color:var(--sink);margin-top:3px}
.sec-ink .ticks .ic{color:var(--saffron)}

/* stats */
.stats{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--ink)}
@media (min-width:900px){.stats{grid-template-columns:repeat(4,1fr)}}
.stats>div{padding:22px 16px 26px 0;border-bottom:1px solid var(--rule)}
.stats>div:nth-child(even){padding-left:16px;border-left:1px solid var(--rule)}
@media (min-width:900px){.stats>div+div{border-left:1px solid var(--rule);padding-left:22px}}
.stats b{display:block;font:800 clamp(2.6rem,6vw,5.4rem)/.95 var(--h);letter-spacing:-.06em}
.stats b small{font-size:.4em;letter-spacing:-.02em;color:var(--sink)}
.stats>div>span{font-size:14px;color:var(--muted)}
.sec-sun .stats{border-color:var(--ink)}.sec-sun .stats>div{border-color:rgba(21,19,15,.2)}.sec-sun .stats b small{color:var(--ink)}.sec-sun .stats>div>span{color:#3D2E10}
.sec-ink .stats{border-color:#fff}.sec-ink .stats>div{border-color:rgba(255,255,255,.16)}.sec-ink .stats b small{color:var(--saffron)}.sec-ink .stats>div>span{color:#CFC8BC}

/* photos */
.ph{margin:0;background:linear-gradient(135deg,#EFE9DE,#E2D8C6);position:relative;overflow:hidden}
.ph img{width:100%;height:100%;object-fit:cover}
.fig{margin:0}
.fig figcaption{font-size:13px;color:var(--muted);padding-top:10px;display:flex;gap:10px}
.fig figcaption::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--saffron);flex:none;margin-top:4px}

/* inner hero */
.phero{padding:40px 0 64px;border-bottom:1px solid var(--rule)}
@media (min-width:900px){.phero{padding:64px 0 96px}}
.crumbs{font:600 13px var(--h);color:var(--muted);display:flex;flex-wrap:wrap;gap:8px;margin-bottom:34px}
.crumbs a{text-decoration:none}
.phero h1{view-transition-name:pagetitle;margin:0}
.phero .lede{margin-top:24px}
.phero .media{margin-top:36px}
@media (min-width:900px){.phero .media{margin-top:0}}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.chip{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--rule2);padding:7px 12px;font:600 13px var(--h)}

/* tables */
.tbl{overflow-x:auto;-webkit-overflow-scrolling:touch;border-top:2px solid var(--ink)}
table{border-collapse:collapse;width:100%;min-width:620px;font-size:15px}
th,td{padding:14px 12px;border-bottom:1px solid var(--rule);text-align:left;vertical-align:top}
thead th{font:700 12px var(--h);letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
tbody th{font:700 15px var(--h)}
td.r,th.r{text-align:right;font-variant-numeric:tabular-nums}
td.up{color:var(--green)} td.down{color:var(--red)}

/* forms */
.form{display:grid;gap:18px}
.form .row{display:grid;gap:18px}
@media (min-width:700px){.form .row{grid-template-columns:1fr 1fr}}
.field{display:grid;gap:6px}
.field label{font:700 14px var(--h)}
.field input,.field select,.field textarea{width:100%;min-height:50px;padding:12px 14px;border:1px solid var(--rule2);border-bottom:2px solid var(--ink);background:#fff;color:var(--ink);font:400 16px var(--b);border-radius:0}
.field textarea{min-height:120px}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid var(--saffron);outline-offset:0}
.field .err{display:none;color:var(--red);font-size:13px}
.field.bad .err{display:block}
.field.bad input,.field.bad select,.field.bad textarea{border-color:var(--red)}
.hint{font-size:13.5px;color:var(--muted)}
.thanks{border-top:4px solid var(--saffron);background:var(--surface);padding:26px;display:grid;gap:8px}
.thanks h3{margin:0}

/* tools */
.tool{display:grid;gap:28px;border-top:2px solid var(--ink);padding-top:28px}
@media (min-width:900px){.tool{grid-template-columns:repeat(12,minmax(0,1fr));gap:var(--g)}.tool>.in{grid-column:1/6}.tool>.out{grid-column:7/13}}
.tool>*{min-width:0}
.range{display:grid;gap:6px;margin-bottom:18px}
.range label{display:flex;justify-content:space-between;gap:12px;font:700 15px var(--h)}
.range output{font-weight:800}
.range input{width:100%;accent-color:var(--ink);min-height:44px}
.out .big{font:800 clamp(3rem,7vw,6rem)/.9 var(--h);letter-spacing:-.06em;margin:6px 0 16px}
.out .big small{font-size:.32em;letter-spacing:-.02em;color:var(--muted)}
.sum{display:grid;border-top:1px solid var(--ink)}
.sum div{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--rule);font-size:15px}
.sum b{font-family:var(--h);font-variant-numeric:tabular-nums}
.seg{display:flex;flex-wrap:wrap;gap:0;border:1px solid var(--ink);width:max-content;max-width:100%}
.seg button{min-height:44px;padding:0 16px;border:0;border-right:1px solid var(--ink);background:#fff;font:700 14px var(--h);cursor:pointer;color:var(--ink)}
.seg button:last-child{border-right:0}
.seg button[aria-pressed="true"]{background:var(--ink);color:#fff}
.opts{display:grid;gap:10px}
@media (min-width:700px){.opts{grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}}
.opt{position:relative;display:block}
.opt input{position:absolute;inset:0;opacity:0;margin:0;cursor:pointer;width:100%;height:100%}
.opt span{display:grid;gap:4px;border:1px solid var(--rule2);padding:16px;min-height:44px}
.opt b{font:700 16px var(--h)}
.opt small{color:var(--muted);font-size:13.5px}
.opt input:checked+span{border:2px solid var(--ink);padding:15px;background:var(--surface);box-shadow:inset 6px 0 0 var(--saffron)}
.opt input:focus-visible+span{outline:3px solid var(--saffron)}
.filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px;align-items:center}
.filters input,.filters select{min-height:46px;padding:0 14px;border:1px solid var(--ink);font:400 16px var(--b);background:#fff;color:var(--ink)}
.filters input{flex:1 1 220px;min-width:0}
.listing>article{display:grid;gap:8px;padding:20px 0;border-bottom:1px solid var(--rule)}
@media (min-width:800px){.listing>article{grid-template-columns:1.6fr 1fr auto;align-items:center;gap:24px}}
.listing{border-top:2px solid var(--ink)}
.listing h3{margin:0;font-size:1.15rem}
.status{display:inline-flex;gap:8px;align-items:center;font:700 13px var(--h)}
.status::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--green)}
.status.off::before{background:var(--red)}
.status.warn::before{background:var(--saffron)}

/* wizard */
.wiz{border-top:2px solid var(--ink)}
.wiz-steps{display:flex;list-style:none;margin:0;padding:0;border-bottom:1px solid var(--rule);overflow-x:auto}
.wiz-steps li{flex:1;min-width:120px;padding:14px 14px 14px 0;font:700 13px var(--h);color:var(--muted)}
.wiz-steps li b{display:block;font:800 26px/1 var(--h);letter-spacing:-.04em;margin-bottom:4px}
.wiz-steps li.on{color:var(--ink);box-shadow:inset 0 -4px 0 var(--saffron)}
.wiz-steps li.done{color:var(--ink)}
.wiz-body{padding:26px 0}
.wiz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:24px;flex-wrap:wrap}
.wiz-err{color:var(--red);font-weight:600}

/* ussd phone */
.phone{width:min(320px,100%);margin:0 auto;border:2px solid var(--ink);border-radius:36px;padding:18px 16px 24px;background:#fff;box-shadow:12px 12px 0 var(--saffron)}
.phone .scr{background:var(--ink);color:#F3EFE6;border-radius:14px;min-height:280px;padding:16px;font:500 14.5px/1.5 ui-monospace,Menlo,Consolas,monospace;white-space:pre-wrap}
.phone .scr b{color:var(--saffron)}
.phone .disp{font:800 22px var(--h);text-align:center;letter-spacing:.06em;min-height:36px;margin:12px 0 8px;border-bottom:1px solid var(--rule)}
.keys{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.keys button{min-height:48px;border:1px solid var(--rule2);background:#fff;font:800 20px var(--h);cursor:pointer;border-radius:12px;color:var(--ink)}
.keys button.call{background:var(--green);color:#fff;border-color:var(--green)}
.keys button.end{background:var(--red);color:#fff;border-color:var(--red)}

/* card controls */
.cardviz{aspect-ratio:1.586;max-width:420px;background:var(--ink);color:#fff;padding:24px;display:grid;align-content:space-between;position:relative;overflow:hidden;transition:filter .4s}
.cardviz::after{content:"";position:absolute;width:70%;aspect-ratio:1;border-radius:50%;background:var(--saffron);right:-22%;top:-38%}
.cardviz>*{position:relative;z-index:1}
.cardviz .no{font:700 20px var(--h);letter-spacing:.12em}
.cardviz.frozen{filter:grayscale(1) brightness(.7)}
.cardviz .frz{display:none;font:800 14px var(--h);letter-spacing:.1em;background:#fff;color:var(--ink);padding:6px 10px;width:max-content}
.cardviz.frozen .frz{display:block}
.toggle{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid var(--rule)}
.toggle button{width:60px;height:34px;border-radius:17px;border:2px solid var(--ink);background:#fff;position:relative;cursor:pointer;flex:none}
.toggle button::after{content:"";position:absolute;top:3px;left:3px;width:24px;height:24px;border-radius:50%;background:var(--ink);transition:left .25s}
.toggle button[aria-checked="true"]{background:var(--saffron)}
.toggle button[aria-checked="true"]::after{left:29px}

/* faq */
.faq{border-top:2px solid var(--ink)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;padding:20px 0;font:700 1.12rem/1.3 var(--h);min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:14px;height:14px;flex:none;margin-top:6px;background:linear-gradient(var(--ink),var(--ink)) center/100% 2px no-repeat,linear-gradient(var(--ink),var(--ink)) center/2px 100% no-repeat;transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details>div{padding:0 0 20px;color:var(--muted);max-width:70ch}

/* gallery */
.gal{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (min-width:900px){.gal{grid-template-columns:repeat(4,1fr);grid-auto-rows:240px}.gal>:first-child{grid-column:span 2;grid-row:span 2}.gal .ph{height:100%;aspect-ratio:auto!important}}
.gal>*{min-width:0}
.gal button{padding:0;border:0;background:none;cursor:zoom-in;width:100%;height:100%;display:block}
.lb{position:fixed;inset:0;z-index:2147483600;background:rgba(255,255,255,.97);display:grid;place-items:center;padding:60px 16px 16px}
.lb figure{margin:0;width:100%;max-width:1100px}
.lb .ph{aspect-ratio:3/2}
.lb figcaption{padding-top:10px;color:var(--muted)}
.lb .x{position:absolute;top:62px;right:16px}

/* AI line */
.ailine{display:grid;gap:18px;border:2px solid var(--ink);padding:26px;position:relative}
@media (min-width:900px){.ailine{grid-template-columns:120px 1fr auto;align-items:center;padding:34px 40px}}
.ailine .disc{width:96px;height:96px;border-radius:50%;background:var(--saffron);display:grid;place-items:center;position:relative}
.ailine .disc::before,.ailine .disc::after{content:"";position:absolute;inset:-10px;border-radius:50%;border:2px solid var(--saffron);animation:ring 2.4s infinite}
.ailine .disc::after{animation-delay:1.2s}
@keyframes ring{from{transform:scale(.85);opacity:1}to{transform:scale(1.3);opacity:0}}
.ailine h3{font:800 clamp(1.4rem,2.4vw,2rem)/1.05 var(--h);letter-spacing:-.035em;margin:0 0 6px}
.ailine p{margin:0;color:var(--muted)}
.ailine .tel{font:800 clamp(1.4rem,2.6vw,2.2rem)/1 var(--h);letter-spacing:-.03em;text-decoration:none;white-space:nowrap;border-bottom:4px solid var(--saffron);padding-bottom:4px}

/* notice / cta */
.cta{display:grid;gap:22px}
@media (min-width:900px){.cta{grid-template-columns:repeat(12,1fr);gap:var(--g);align-items:end}.cta>div:first-child{grid-column:1/9}.cta>div:last-child{grid-column:9/13;justify-self:end}}

/* footer */
.foot{background:var(--saffron);color:var(--ink);padding:56px 0 30px;margin-top:0}
.foot-big{font:800 clamp(4.4rem,22vw,20rem)/.78 var(--h);letter-spacing:-.075em;margin:0 0 36px;display:flex;align-items:flex-end;gap:.04em}
.foot-big i{width:.2em;height:.2em;border-radius:50%;background:var(--ink);display:inline-block;margin-bottom:.06em}
.foot-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;border-top:2px solid var(--ink);padding-top:26px}
@media (min-width:1000px){.foot-grid{grid-template-columns:repeat(12,1fr);gap:var(--g)}.foot-grid>div:first-child{grid-column:1/5}.foot-grid>div{grid-column:span 2}}
.foot-grid>div:first-child{grid-column:1/-1}
@media (min-width:1000px){.foot-grid>div:first-child{grid-column:1/5}}
.foot h2{font:800 13px var(--h);letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
.foot ul{list-style:none;margin:0;padding:0}
.foot ul a{display:inline-flex;min-height:36px;align-items:center;text-decoration:none;font-weight:500}
.foot ul a:hover{color:var(--ink);text-decoration:underline}
.foot-base{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;border-top:1px solid rgba(21,19,15,.3);margin-top:28px;padding-top:18px;font-size:14px}
.foot .lang button{background:transparent;border-color:var(--ink)}
.foot .lang button[aria-pressed="true"]{background:var(--ink);color:var(--saffron)}
.foot .lang small{color:#3D2E10}
.ld-toggle{display:inline-flex;align-items:center;gap:10px;min-height:44px;padding:0 14px;border:2px solid var(--ink);background:transparent;font:700 13.5px var(--h);cursor:pointer;color:var(--ink)}
.ld-toggle[aria-pressed="true"]{background:var(--ink);color:var(--saffron)}
.wa{position:fixed;left:16px;bottom:16px;z-index:60;display:inline-flex;align-items:center;gap:8px;min-height:50px;padding:0 16px;background:#fff;border:2px solid var(--ink);color:var(--ink);font:700 14px var(--h);text-decoration:none}
@media (max-width:699px){.wa{bottom:76px;padding:0 13px}.wa span{display:none}}

/* chat */
.vb-launch{position:fixed;right:16px;bottom:16px;z-index:70;display:inline-flex;align-items:center;gap:10px;min-height:54px;padding:0 20px 0 8px;background:var(--ink);color:#fff;border:0;font:700 14.5px var(--h);cursor:pointer;box-shadow:6px 6px 0 var(--saffron)}
.vb-launch .dot{width:38px;height:38px;border-radius:50%;background:var(--saffron);color:var(--ink);display:grid;place-items:center}
@media (max-width:699px){.vb-launch{bottom:76px;padding:0 8px}.vb-launch>span:last-child{display:none}}
.vb{position:fixed;right:16px;bottom:84px;z-index:71;width:min(400px,calc(100vw - 32px));height:min(620px,calc(100vh - 150px));background:#fff;border:2px solid var(--ink);display:flex;flex-direction:column;box-shadow:10px 10px 0 var(--saffron)}
.vb-head{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 14px;border-bottom:1px solid var(--ink);background:var(--saffron)}
.vb-head b{display:block;font:800 15px var(--h)}
.vb-head small{font-size:12px;color:#3D2E10}
.vb-x{min-width:44px;min-height:44px;border:2px solid var(--ink);background:#fff;cursor:pointer;font-size:18px;color:var(--ink)}
.vb-log{flex:1;overflow-y:auto;padding:14px;display:flex;flex-direction:column;gap:10px}
.msg{max-width:86%;padding:10px 12px;font-size:14.5px;line-height:1.5}
.msg.bot{background:var(--surface);align-self:flex-start}
.msg.me{background:var(--ink);color:#fff;align-self:flex-end}
.msg .rc{display:grid;gap:4px;margin-top:8px;border-top:1px dashed var(--rule2);padding-top:8px;font-size:13px}
.msg .rc div{display:flex;justify-content:space-between;gap:10px}
.msg a{color:var(--sink);font-weight:700}
.msg .btn{min-height:44px;padding:0 14px;font-size:14px}
.vb-chips{display:flex;flex-wrap:wrap;gap:6px;padding:8px 14px;border-top:1px solid var(--rule)}
.vb-chips button{min-height:40px;padding:0 12px;border:1.5px solid var(--ink);background:#fff;font:700 13px var(--h);cursor:pointer;color:var(--ink)}
.vb-chips button:hover{background:var(--saffron)}
.vb-form{display:flex;gap:8px;padding:10px 14px 12px;border-top:1px solid var(--rule)}
.vb-form input{flex:1;min-width:0;min-height:46px;padding:0 12px;border:1px solid var(--ink);font:400 16px var(--b)}
.vb-form .btn{min-height:46px;padding:0 14px}
.vb-demo{font-size:11px;color:var(--muted);padding:0 14px 10px;margin:0}
@media (max-width:600px){.vb{left:0;right:0;bottom:0;width:100%;height:calc(100vh - 56px);box-shadow:none;z-index:2147483500}}

/* receivly */
.rv-modal{position:fixed;inset:0;z-index:2147483640;background:rgba(21,19,15,.55);display:grid;place-items:center;padding:60px 12px 12px}
.rv-card{width:min(460px,100%);max-height:calc(100vh - 80px);overflow:auto;background:#FBFCFB;color:#101412;border-radius:10px;box-shadow:0 30px 80px rgba(0,0,0,.35)}
.rv-top{display:flex;justify-content:space-between;align-items:center;padding:16px 18px;border-bottom:1px solid #E3E8E5}
.rv-brand{display:flex;align-items:center;gap:8px;font:800 16px var(--h)}
.rv-brand i{width:26px;height:26px;border-radius:7px;background:#101412;color:#fff;display:grid;place-items:center;font-style:normal;font-size:13px}
.rv-top button{min-width:44px;min-height:44px;border:1px solid #D5DCD8;background:#fff;border-radius:8px;cursor:pointer;color:#101412}
.rv-body{padding:18px}
.rv-amt{display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding:12px 14px;background:#F0F4F2;border-radius:8px;margin-bottom:14px}
.rv-amt b{font:800 22px var(--h)}
.rv-amt span{font-size:13px;color:#4C5752}
.rv-tabs{display:flex;gap:6px;margin-bottom:14px;background:#EEF2F0;padding:4px;border-radius:8px}
.rv-tabs button{flex:1;min-height:42px;border:0;background:none;border-radius:6px;font:700 14px var(--h);cursor:pointer;color:#3D4843}
.rv-tabs button[aria-selected="true"]{background:#fff;color:#101412;box-shadow:0 1px 3px rgba(0,0,0,.12)}
.rv-f{display:grid;gap:6px;margin-bottom:12px}
.rv-f label{font:600 13px var(--h);color:#2E3833}
.rv-f input{min-height:46px;border:1px solid #CBD3CF;border-radius:8px;padding:0 12px;font:500 16px var(--b);color:#101412;background:#fff}
.rv-2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.rv-bank{border:1px dashed #AEB9B3;border-radius:8px;padding:14px;display:grid;gap:8px;font-size:14px;margin-bottom:12px}
.rv-bank div{display:flex;justify-content:space-between;gap:10px}
.rv-pay{width:100%;min-height:50px;border:0;border-radius:8px;background:#101412;color:#fff;font:700 15px var(--h);cursor:pointer}
.rv-note{font-size:12px;color:#5A6560;margin:10px 0 0;text-align:center}
.rv-spin{display:grid;place-items:center;gap:14px;padding:30px 0;text-align:center}
.rv-spin i{width:44px;height:44px;border-radius:50%;border:4px solid #DCE3DF;border-top-color:#101412;animation:sp 1s linear infinite}
@keyframes sp{to{transform:rotate(360deg)}}
.rv-ok{text-align:center;display:grid;gap:10px}
.rv-ok .tick{width:56px;height:56px;border-radius:50%;background:#1F6B45;color:#fff;display:grid;place-items:center;margin:0 auto}
.rv-rc{text-align:left;border:1px solid #E1E7E4;border-radius:8px;padding:12px 14px;display:grid;gap:6px;font-size:14px}
.rv-rc div{display:flex;justify-content:space-between;gap:10px}
.rv-rc div span:first-child{color:#5A6560}
.rv-ok a{color:#1F6B45;font-weight:700}

/* banking dashboard */
.acct{display:grid;gap:24px}
@media (min-width:1000px){.acct{grid-template-columns:230px 1fr}}
.acct>*{min-width:0}
.acct-nav{display:flex;gap:4px;overflow-x:auto;border-bottom:2px solid var(--ink)}
@media (min-width:1000px){.acct-nav{flex-direction:column;border-bottom:0;border-right:2px solid var(--ink);padding-right:14px}}
.acct-nav button{min-height:46px;padding:0 14px;text-align:left;background:none;border:0;font:700 14.5px var(--h);cursor:pointer;white-space:nowrap;color:var(--ink)}
.acct-nav button[aria-selected="true"]{background:var(--saffron)}
.accts{display:grid;gap:0;border-top:2px solid var(--ink)}
@media (min-width:800px){.accts{grid-template-columns:repeat(3,1fr)}}
.accts>div{padding:20px 20px 22px 0;border-bottom:1px solid var(--rule)}
@media (min-width:800px){.accts>div+div{border-left:1px solid var(--rule);padding-left:20px}}
.accts b{display:block;font:800 clamp(1.8rem,3vw,2.6rem)/1 var(--h);letter-spacing:-.04em;margin:8px 0 6px}
.tl{list-style:none;margin:18px 0 0;padding:0}
.tl li{position:relative;padding:0 0 18px 32px}
.tl li::before{content:"";position:absolute;left:8px;top:8px;bottom:-4px;width:2px;background:var(--rule2)}
.tl li:last-child::before{display:none}
.tl li::after{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;border:2px solid var(--ink);background:#fff}
.tl li.done::after{background:var(--ink)}
.tl li.now::after{background:var(--saffron)}
.tl b{display:block;font:700 15px var(--h)}
.tl span{font-size:13.5px;color:var(--muted)}
.box{border:1px solid var(--rule2);padding:20px}
.box h3{font-size:1.15rem;margin:0 0 8px}
.thread{display:grid;gap:10px;max-height:420px;overflow:auto}

/* charts */
.chart{border-top:2px solid var(--ink);padding-top:16px}
.chart svg{width:100%;height:auto}
.chart h3{margin:0 0 4px;font-size:1.2rem}
.chart p{color:var(--muted);font-size:14px;margin:0 0 10px}
.ex{display:inline-block;font:800 11px var(--h);letter-spacing:.1em;text-transform:uppercase;background:var(--saffron);padding:4px 8px}

/* receipt */
.receipt{max-width:760px;border:2px solid var(--ink);padding:30px;background:#fff}

/* motion */
.mo .rv{opacity:0;transform:translateY(26px)}
.mo .rv.in{opacity:1;transform:none;transition:opacity .9s var(--ease),transform .9s var(--ease)}
.mo .rv-line{stroke-dasharray:1200;stroke-dashoffset:1200}
.mo .rv-line.in{stroke-dashoffset:0;transition:stroke-dashoffset 1.6s var(--ease)}
.mask{display:block;overflow:hidden}
.mask>span{display:block}
.mo .mask>span{transform:translateY(105%)}
.mo .mask.in>span,.mo .in .mask>span{transform:none;transition:transform 1s var(--ease)}
[data-tilt]{transition:transform .4s var(--ease)}
.lowdata .live-run,.lowdata .ailine .disc::before,.lowdata .ailine .disc::after{animation:none}
.lowdata .rv,.lowdata .mask>span{opacity:1!important;transform:none!important}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  .mo .rv,.mo .mask>span{opacity:1;transform:none}
  .live-run{animation:none}
}
@media print{.bar,.live,.tabbar,.vb-launch,.wa,#covorn-ribbon,#covorn-ribbon-space,.foot,.phero .chips{display:none}}
.journey .st circle.ring{fill:#fff;stroke:#15130F;stroke-width:4}
.journey .st.passed circle.ring{fill:#F4A300}
@media (max-width:899px){.journey .lbl text.sub{display:none}.journey .lbl text{font-size:30px}}
@media (min-width:900px){.j-text,.j-map{grid-row:1}}

@media (min-width:900px){.j-stick{padding-top:150px;padding-bottom:40px}.j-text{padding-bottom:20px}.j-step.intro h1{font-size:min(6.4vw,10.5vh)}}
@media (max-width:899px){
  .j-stick{grid-template-rows:auto 1fr;padding-top:118px;padding-bottom:72px}
  .j-map{padding:0 8px}.j-map svg{max-height:36vh;margin:0 auto}
  .j-text{justify-content:flex-start;padding-bottom:0;padding-top:12px}
  .j-skip{display:none}
  .in-journey .wa,.in-journey .vb-launch{opacity:0;pointer-events:none}
}
.wa,.vb-launch{transition:opacity .3s}
@media (min-width:900px){.j-steps{min-height:min(400px,46vh)}.j-step.intro h1{font-size:min(4.8vw,9vh)}.j-step h2{font-size:min(3.6vw,7vh)}}
@media (max-width:899px){.j-steps{min-height:13.5em}}